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Mining Contractors Insurance Brokers. Your business is our priority.

Award-Winning Mining Insurance Brokers for High-Risk Mining Operations

Priority Insurance Brokers specialises in mining insurance for contractors working above or below ground. Whether you’re in coal mining, shutdowns, heavy machinery, or onsite repairs our award-winning team builds policies that hold up on site.

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Five award medals, from left: QLD 2022 Top Insurance Broker Finalist, 2023 Top Thought Leader Winner, 2023 People's Choice Winner, QLD 2023 Top Business Insurance Broker Finalist, and 2023 Fast Starter Finalist.

Cover for
underground work

Trusted by 100+ contractors
across Australia

Award Winning Team

Professional
tailored advice

Competitively
priced policies

Comprehensive
cover options

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Five award medals, from left: QLD 2022 Top Insurance Broker Finalist, 2023 Top Thought Leader Winner, 2023 People's Choice Winner, QLD 2023 Top Business Insurance Broker Finalist, and 2023 Fast Starter Finalist.
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What is Mining Contractors Insurance?

Working on or near mine sites isn’t just another job it carries real risk. Whether you’re underground, handling shutdowns, moving plant, or inspecting safety systems, most off-the-shelf policies won’t touch it. Or worse, they’ll exclude the parts of your work that matter most.

That’s why mining contractor insurance exists. It fills the gaps that generic business insurance leaves wide open. From coal and hard rock operations to exploration and surface logistics, Priority Insurance Brokers works with underwriters who understand the risks and back businesses like yours.

As a brokerage recognised nationally for our mining expertise including People’s Choice Broker of the Year and Steadfast policy access we know how to build cover that doesn’t fall apart when things go wrong.

The two policies most mining contractors need and are often asked to prove on entry are:

Public Liability Insurance


This protects your business if your work causes injury to someone else or damages mine infrastructure. Say a machine you’re operating causes a shutdown, or a subcontractor gets hurt under your supervision this is the cover that responds.

We only place policies with insurers who explicitly include work on mine sites, whether it’s for shutdowns, ongoing maintenance, or surface-level operations.

Professional Indemnity Insurance


If your role includes signing off on compliance, providing reports, or giving advice, you’ll likely need this. It protects you if a client claims your advice or inspection led to financial loss for example, a geotech report that causes delays or triggers site penalties.

PI cover is often required alongside liability insurance, especially for engineers, auditors, safety consultants and planning professionals.

We’ll make sure both are in place and written to reflect the real work you’re doing before you step foot on site.

Need a mining insurance broker who can assist with Mining Contractor Insurance? We've got you covered.

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We understand that just running the day to day operation of your business takes a lot of time. This is why we provide the perfect solution for business owners with regards to their insurance. We provide you all of the information that you need to make sure you are covered correctly. We provide simple, straight forward and fully managed mining insurance policies.

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What does the policies from Mining Insurance cover?

Mining operations involve complex logistics, high-value machinery, and strict compliance requirements all in some of the most challenging environments in Australia. A well-structured mining contractor insurance policy doesn’t just tick boxes; it actively protects your work, your equipment, your reputation, and your livelihood.

  • Damage to property
  • Personal injury
  • Product liability insurance
  • Property damage
  • Fixed plant and equipment
  • Environmental pollution
  • Various breaches
  • Mine risks and security
  • Waterways and ground contamination
  • The accidental releasing of harmful chemicals
  • Public and product liability
  • Damage control costs
  • Operational liability
  • Workers’ compensation
  • Water damage and machinery breakdown
  • Defamation
  • Legal defence costs
  • Extension to subcontractors
  • Accidental damage
  • Light and heavy machinery
  • Injury or loss to third parties
  • Storms, earthquakes, fires and cyclones
  • Material loss and damage
  • Claim Investigation Costs
  • Various breaches
  • Legal costs including any awarded against you
  • Waterways and ground contamination
  • Towage and recovery
  • Design faults and defects
  • Storage
  • Product recall
  • Environmental pollution
  • Various breaches
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Award-Winning Business Insurance Brokers Trusted by Australian Businesses

APAC Winner

Most Dedicated Business Insurance Broker 2023

Priority Insurance Brokers Awards mining insurance medals QLD 20223 Top Insurance Broker Finalist Fast Starter Award 2023 QLD Top Insurance Broker Finalist 2022 Finalist QLD 2022 Top Insurance Broker Finalist Top Thought Leader 2022 Winner

Advisr Insurance Awards

QLD 2023 Top Insurance Broker Finalist
Peoples Choice 2023 Winner
Fast Starter Award 2023
QLD Top Insurance Broker Finalist 2022 Finalist
QLD 2022 Top Insurance Broker Finalist
Top Thought Leader 2022 Winner

Front view of a bulldozer with its blade raised, lifting dirt at a construction site with industrial buildings in the background.
Icon of a minecart filled with rocks, depicted in black and white on a white background. The minecart has two small wheels on each side.
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Stop looking, you've found us.

How to find the right mining insurance policy?

Mining can be a high risk industry, even if you’ve had years of experience. This is why it’s crucical for you to find the right type of insurance for your business. 

With an industry like mining, there are unique requirements that a mining contractors insurance should include. 

Understand Exclusions on mining insurance policies

Don’t just focus on what your policy includes, this is the trap that most mining contractors fall into is that they purchase a public liability or professional indemnity insurance policy and don’t read through any of the exclusions. We ensure that any exclusions that applied to your policy are made very clear.

Assess the listed occupation on your policy

Every mining contractors insurance policy will have a description of your occupation or the professional services that you provide. Ensure that this is accurate to what you actually do.

Underground work needs to be added

Underground operations are generally excluded on most policies however, our mining insurance policies has the option to include cover for underground works.

National Mining Insurance Coverage

Priority Insurance Brokers supports mining contractors across every major mining region in Australia, from remote underground sites to large-scale open cut operations. Whether you’re operating machinery in the Pilbara or managing shutdowns in the Bowen Basin, we understand the specific risks you face and how to insure against them.

  • Queensland
  • Bowen Basin: Including contractors in Moranbah, Blackwater, and Dysart
  • Mount Isa & Cloncurry: Underground operators, diesel fitters, and exploration support
  • Brisbane & South East QLD: Compliance consultants, logistics, and equipment providers
  • New South Wales
  • Hunter Valley: Mobile plant operators, drillers, and fabrication teams
  • Gunnedah Basin: Site supervisors, geologists, and shutdown crews
  • Sydney & Newcastle: Engineering consultants and inspection contractors<
  • Western Australia
  • Pilbara & Kimberley: FIFO contractors, transport and remote area support
  • Goldfields-Esperance: Machinery operators, line borers, and safety managers
  • Perth Metro: Design, geotech, and project management providers
  • South Australia
  • Olympic Dam & Roxby Downs: Multi-trade service providers and mining tech contractors
  • Adelaide: Industrial consultants, compliance officers, and legal support services
  • Victoria & Tasmania
  • Latrobe Valley: Earthworks, demolition, and remediation specialists
  • West Coast TAS: Underground mine support and regional shutdown crews
  • Northern Territory
  • Tennant Creek & Pine Creek: Small teams and sole traders in remote mining zones
  • Darwin: Admin, logistics, and government-aligned contractors

We have Answered Your Mining Contractor Insurance Questions

  • Foreman
  • Supervisors
  • Geologists
  • Engineers/Consultants
  • ERZ Controller
  • Mine Deputy
  • Safety Inspector/Auditor

These are the most frequent occupations that require professional indemnity cover however, we can consider most occupations depending on the professional services that are being provided.

  • Air leg miners
  • Alluvial mining specialists
  • Blasthole drillers
  • Boilermakers
  • Cementers
  • Cementing operators
  • Construction workers
  • Consumable supplies specialists
  • Conveyor belt specialists
  • Diesel fitters
  • Documentation contractors
  • Dragline operators
  • Drillers
  • Drilling contractors
  • Earthmoving specialists
  • Education and training specialists
  • Electricians
  • Engineering contractors
  • Environmental management specialists
  • Environmental technology specialists
  • Excavation specialists
  • Exploration and seismic research specialists
  • Explosive specialists
  • Financial services for mining companies
  • Fly-in fly-out (FIFO) workers
  • Geologists
  • Geotechnical engineers
  • General plant maintenance operators
  • IT service providers
  • Logistics management specialists
  • Longwall support specialists
  • Machinery maintenance operators
  • Maintenance planners
  • Mapping and planning specialists
  • Mechanical fitters
  • Mine geologists
  • Mine management specialists
  • Mine relining services
  • Mine security specialists
  • Mine technicians
  • Mineral exploration (including water drilling)
  • Mineral exploration specialists
  • Mineral handling systems specialists
  • Mineral sands specialists
  • Mining and processing technology specialists
  • Mining driller
  • Mining engineers
  • Mining operators
  • Mining production engineers
  • Mining software systems specialists
  • Mining specialists
  • Mobile plant operators
  • Offshore contractors
  • Oil rig contractors
  • Operation of continuous miner specialists
  • Project managers
  • Research and development professionals
  • Rock bolters
  • Roof bolting specialists
  • Safety coordinators
  • Shaft sinkers
  • Superintendents
  • Truck drivers
  • Underground mining contractors
  • Welders
  • Welding and fabrication workers

There are 2 places to find exclusions that apply to insurance for miners, one would be in the product disclosure statement and the other would be via an endorsement on your policy schedule. a PDS exclusion is a general exclusion that applies to all occupations and an endorsement exclusion is generally triggered by the occupation being set or an answer to a question set by the insurer.

There is no actual policy that is called mining contractors insurance it is however, what we refer to as a cluster of different types of policies that may be available based on your occupation, size, structure and industries that you work within. Some of the main things that we can provide cover for are:

  • Accidental damage
  • Accidental release of harmful chemicals
  • Broadform liability
  • Care custody
  • Chemical drifts
  • Claim investigation costs
  • Damage control costs
  • Damage to property
  • Defamation
  • Design faults and defects
  • Environmental pollution
  • Extension to subcontractors
  • Fixed plant and equipment
  • Injury or loss to third parties
  • Legal costs, including any awarded against you
  • Legal defence costs
  • Liability for damage as a result of negligent advice
  • Light and heavy machinery
  • Material loss and damage
  • Mine risks and security
  • Operational liability
  • Personal injury
  • Product liability insurance
  • Product recall
  • Property damage
  • Public and product liability
  • Public relations / crisis management costs
  • Storage
  • Storms, earthquakes, fires, and cyclones
  • Towage and recovery
  • Unintentional infringement of intellectual property rights
  • Various breaches
  • Water damage and machinery breakdown
  • Waterways and ground contamination
  • Workers’ compensation

It’s not as though the site itself is considered high risk. In fact mine sites have more health and safety protocols in place than most other businesses.

The high risk exposure that the insurer is concerned about is the potential costs of damages that could occur.

For example, if you shut a whole mine site down for even just 1 day the costs associated with that would be huge. Let alone fixing the damage that caused it.

Yes, we do.

We work with both incidental mining contractors and contractors that just work with mine sites.

Depending on your occupation and the work that you do will determine whether our insurers will accept cover for underground work. We have placed many insurance policies for underground mining contractors.

No, not necessarily by law however, you could potentially be in breach of your contractors agreement if it is a requirement of the mine site to be insured for specific types of insurances. It is recommended that you speak with your insurance broker to determine the appropriate cover for your business requirements as it is important to note that the specific insurances that a mine site asks for doesn’t necessarily cover all potential exposures to your business and could lead to significant losses.

A Public liability insurance policy will only cover the costs that you are legally liable for in the event of personal injury or property damage occurring.

Certain policies will allow you to have errors and omissions cover added to your policy however, it could also be recommended that a separate professional indemnity policy be taken out depending on the type of work that you are doing.

Yes, defence costs are typically covered under a public liability insurance policy for mining contractors.

Professional Indemnity policies can also provide this cover however, it depends on what occurs as to which policy would provide the coverage.

Personal injury and property damage would be covered by a public liability policy and financial losses would be covered under a professional indemnity policy.

Yes, it is recommended that any separate business operating under their own ABN should have their own insurances in place. A primary contractors policy will only provide cover to the primary contractor however, unless a subrogation waiver or hold harmless agreement has been signed then there is a good chance that the primary contractors policy will seek recovery from the subcontractor in the event that they are solely liable.

Generally speaking, income protection is generally sourced through a financial planner as this is a personal insurance protection. 

However, we are able to source personal accident and illness insurance for miners which is designed to provide a form of income protection insurance for miners but for a limited time. 

The main differences between traditional income protection and personal accident and illness cover is a personal accident and illness policy will only cover you for a defined period of time (1, 2 or 3 years) whereas traditional income protection will cover you up until a defined age (retirement age or age 65).

Our Mining Insurance Specialists

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Managing Director - Daniel Ufer

Daniel Ufer (authorised representative 1295221) is the Managing Director of Priority Insurance Brokers, bringing seven years of industry experience. Specialising in blue collar, trades, construction, and mining insurance, Daniel holds a Diploma of Insurance Broking and is a Qualified Practicing Insurance Broker.

His dedication and expertise were recognised in 2023 when he was awarded the ADVISR Insurance Broker of the Year (People's Choice). At Priority Insurance Brokers, Daniel leads the company while managing key accounts, ensuring top-tier service and tailored insurance solutions for clients in demanding industries.

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Director/Payroll & Accounts - Chloe Ufer

Chloe Ufer is a Director at Priority Insurance Brokers with seven years of experience in the financial services industry. She specialises in accounts and administration, holding a Bachelor of Laws, a Graduate Diploma in Legal Practice, and RG146 certification in superannuation.

Chloe has previously worked with Sunsuper and various law firms. At Priority Insurance Brokers, she manages accounts payable, staffing, and compliance. Recently returning to the workforce after taking time off to raise her three children, Chloe now contributes significantly to the company's strategic planning and growth, leveraging her extensive legal and financial expertise.

General Manager - Lesile Hala

At Priority Insurance Brokers, Lesile leads the broking team as General Manager, with a strong focus on delivering consistently high standards of advice, service and client outcomes. He is responsible for supporting and developing our brokers, overseeing the day-to-day performance of the team and ensuring clients receive a professional and proactive broking experience.
Lesile takes a practical, people-focused approach to leadership and is committed to building a strong team culture centred around accountability, development and putting clients first.

Dane Slade Insurance Broker

Account Manager - Dane Slade

At Priority Insurance Brokers, Dane brings over a decade of experience across the financial services industry, with a background spanning wealth management, personal insurance and general insurance. This broad experience gives him a strong understanding of clients’ financial needs and the importance of providing clear, practical and considered advice. Dane is focused on building long-term client relationships, understanding each business and its individual risks, and helping clients navigate their insurance needs with confidence.

Account Manager - Kieran Lim

At Priority Insurance Brokers, Kieran brings valuable experience from national banking and insurance organisations, giving him a strong understanding of both client needs and insurer expectations. He is known for his reliability, attention to detail and commitment to delivering a smooth, professional experience for clients. Kieran takes pride in building strong relationships and providing practical, well-considered support to help ensure the best possible outcomes.

Account Manager - Justin Lindsay

As an Account Manager at Priority Insurance Brokers, he enjoys getting to know his clients and their businesses, building strong relationships and understanding what matters most to them. With a friendly and practical approach, Justin focuses on providing tailored insurance solutions and making the process as simple and straightforward as possible.

Account Manager - Kyle Breytenbach

As an Account Manager at Priority Insurance Brokers, Kyle brings more than three years of insurance experience and a strong background in sales. With broad product knowledge and a well-rounded understanding of insurance, he focuses on building genuine client relationships and providing practical, reliable support. Kyle takes pride in understanding his clients’ needs and helping them achieve the right insurance outcomes.

Account Manager - Ben Amos

At Priority Insurance Brokers, Ben brings strong industry experience gained from working with major organisations including AON, IAG and PSC. He is known for his client-first approach, deep market knowledge and ability to navigate complex insurance placements with confidence. Ben is passionate about building long-term relationships and delivering practical, tailored solutions that help clients protect and grow their businesses.

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Support Manager - Jermelyn Avanzado

At Priority Insurance Brokers, Jermelyn is known for her exceptional ability in providing support and delivering swift service to ensure smooth operations and is also well organised enhancing the productivity within the organisation. She’s able to manage time effectively to meet tight deadlines while looking at every perspective to deliver high-quality results.

Why Mining Contractors Choose Priority

Priority Insurance Brokers specialises in mining contractor insurance — from shutdown maintenance and mobile plant to underground operations and exploration work. We work with insurers who are willing to cover what others won’t.

Led by Daniel Ufer (2023 ADVISR Broker of the Year – People’s Choice) and backed by a team with deep industry experience, we provide tailored advice, access to over 300 insurers through the Steadfast network, and full claims support when it matters most.

You’ll get a dedicated advisor who knows your business, not a generic service team. We review your policies, explain your exclusions, and make sure you’re covered properly for the work you actually do.

Fast quotes, honest advice, no shortcuts. That’s why mining contractors across Australia choose Priority.

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See What Our Clients Are Saying



We are converting all our insurances over to Priority Insurance Brokers, Dan and the team are so easy to deal with.
Jess O'Shea


Very easy to deal with and got me a much better deal than my last insurance broker. Fast and reliable!

Tyson McDonald


Super impressed with Daniel's proactivity and turn around time. Makes it really convenient, and his advice is very helpful for someone who might not prioritise searching for insurance.
Kody Dart


I never thought I would say organising insurances was easy and stressful, however working with Josh at Priority Insurance Brokers was a pleasure. So helpful, and so easy to deal with.
Katherine Williams

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