Earthmoving and Excavator Insurance.

Tailored insurance for earthmoving equipment and excavators.

Tailored earthmoving insurance for excavators, contractors and machinery operators.

This insurance policy is a complete business insurance pack specifically designed for earthmoving companies, contractors and sole traders.

We arrange comprehensive earthmoving insurance policies that offer cover for plant, machinery and your public liability insurance all in one simple and convenient place.

Whether you are doing a dry hire or wet hire operation, we can assist you.

Don’t spend countless hours shopping around, we provide you the most competitive and comprehensive insurance options the first time.

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What you need to know about

Business equipment insurance - how to cover your business and it's equipment

Excavator coverage policies and other earthmoving equipment insurance policies are specifically designed to cover contractors for their equipment, along with their public liability insurance. We have specific policies that allow earthmoving contractors to package their earthmover insurance policies under 1 simple and convenient business insurance coverage policy.

This ensures that there are minimal chances of gaps in cover and that your insurance policies are tailored to your industry. Earthmoving equipment insurance will typically cover you for your plant, equipment and your attachments.

Whether your business is a dry hire or wet hire operation our policies will provide you competitive pricing, tailored coverage and additional coverage to even include plant and equipment insurance for equipment either hired in or on hire.

Types of machines we can assist with:

We can assist with all types of machinery including: excavators, bobcats, skid steers, rollers, cranes and lifting equipment, drilling rigs, mining equipment, concrete pumps and much more.  

It is extremely important that when you are considering a policy that is best suited to your business to know that your insurance is managed by a professional team of insurance brokers that know how to cover earthmoving companies correctly.

As an insurance brokerage, we currently manage many earthmoving contractors for their insurance policies. We pride ourselves on providing you with the tailored advice that you need to cover all of your business operations.

Why Priority Insurance Brokers?

Why should you use Priority Insurance Brokers to arrange your Earthmoving and Excavator Insurance?

Need a Broker who can assist with excavator and equipment insurance? We've got you covered.

We understand that running a business takes a lot of work and as a business owner you’re expected to be across all of the different aspects of your business operation. We have tried to make our insurance process as simple as possible and all of our Brokers work with business owners to have a strong understanding of your business and whats required to be in place to ensure that there are no nasty surprises. We pride ourselves on not hiding behind the fine print.

Why you should have an excavator insurance policy that covers all of your business?

Unfortunately this policy is one of those things that you don’t know that you don’t have something until something happens which is usually a claim.

This is why it’s extremely important to speak with an insurance broker that understands all aspects of the earthmoving industry. After working with a number earthmoving companies we are confident in the policies that we provide and can discuss coverage options with you to ensure everything that needs to be covered is.

We know what an auger is, we know the typical risks that arise for excavator operators and we also understand whats required to float machinery from site to site.

By having conversations with you, we understand how your business operates and how we can ensure that all aspects of this can be covered from general property insurance to tools insurance to electronic equipment cover.

Stop paying more for insurance, get a quote now.

What other insurances do I need as an earthmover?

Although most of earthmover insurance policies can bundle everything together there are a number of other policies that may be required depending on how your business runs. 

As an Insurance Broker, we specialise in packaging up multiple excavator insurance policies which present the best priced options but having them managed together in easy to maintain policies. This means we can tailor packages to your financial situation and whether you’re a large or small business.

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Your Earthmoving Insurance Questions Answered

What does insurance for excavators cover?

This insurance policy is a specialised type of equipment insurance that helps protect business owners and operators from financial losses that can occur as a result of damage to, or theft of your earthmoving equipment. This policy can help cover the cost of repairs, replacement parts, and even loss of business income.

How much does excavator insurance cost?

There are a number of different factors that can influence the cost of this insurance policy, including the type and size of excavator, the level of coverage you require, your location, and your claims history. Generally speaking, larger and more expensive excavators will cost more to insure than smaller ones.

What happens when I purchase more equipment during the year?

We take care of all of your insurance management that means that when you purchase a new machine we can remove and add machinery as required and adjust your policy as needed.

Can I insure multiple excavators under one policy?

Yes, you can. The policies that we place excavators on are a plant and equipment insurance policy which is designed to cover multiple plant and equipment items such as excavators, bobcats even trucks.

Are operators covered under excavator insurance?

Depending on what claims occur will depend whether it’s covered or not. If the excavator has a conditional registration then yes, the insurer will usually cover a legal liability component. However, if it is unregistered the actual usage of the machine would generally be covered under the business public liability insurance policy.

Can I get excavator insurance for rental equipment?

Yes, you can. Most insurers will allow you to add an extension to your current policy for hired in plant items. This can either be as a stand alone policy or can be in addition to your current policy.

Are there any specialised insurance options for unique excavator attachments?

All attachments can be considered as long as the sum insured of the machine includes any attachments or modifications in the insured value.

Do I need excavator insurance if I only use the equipment occasionally?

If you own or are liable for the excavator you should consider insuring it. Even equipment used on an occasional basis can be subject to theft, fire and weather related events.

Can I get liability coverage for third-party damages caused by my excavator?

Yes, you can get third party only cover or full comprehensive cover on your machines.

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