Scaffolding
Insurance

Our scaffolders liability insurance is tailored specifically for scaffolding contractors and business owners.

Get a scaffolding insurance quote from a company who looks after hundreds of scaffolders Australia wide.

Our specialist Brokers work with you to secure a competitive insurance package our team specialises in Public Liability Insurance, Portable Tools and Property, Commercial Motor and Truck Insurance for scaffolding contractors.

Don’t spend countless hours shopping around, we provide you the most competitive options the first time.

Professional
tailored advice

Competitively
priced policies

Comprehensive
cover options

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What you need to know about

Scaffolding Insurance Policies

Scaffolding companies require a specialised insurance policy that is tailored to the scaffolding industry.

Insurance for scaffolding contractors has previously been a hard to place market especially scaffolders public liability insurance.

The reason for this is that scaffolding is usually set up for safe access along side large construction sites and if not installed correctly the contractor or company can be held liable for personal injury or property damages under their scaffolding public liability insurance.

As a specialist insurance brokerage that works with construction and trade contractors, we have a number of insurers that provide comprehensive cover to scaffolding companies.

Whether you are a single contractor or operate a company with a large number of employees we have tailored insurance policies that will suit your needs.

Need a Broker who can assist with Scaffolding Insurance? We've got you covered.

We understand that running a scaffolding business takes a lot of time, effort and energy. Don’t let the paperwork involved in comparing good quality insurance policies weigh you down. We are a trusted broker that has placed many different scaffolder insurance policies for all types of scaffolding contractors.

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Scaffolder Insurance Claim Examples

Public liability insurance for scaffolding companies is one of the most vital policies that a scaff company should have. Unfortunately, this also means that it is usually the most frequently claimed on. Some of the public liability claims made against scaffolding companies on their liability insurance usually consists of:

  • Collapse of the scaffolding due to poor construction or poor installation
  • Dropping equipment whilst installing the scaffolding
  • Damage to the property that you are erecting the scaffolding against

There are many other claims that could be made however, these are the main claims that occur on scaffolder liability policies.

Although the scaffolding is made of hard steel, it can still be damaged. Some of the frequent portable equipment claims that we manage for scaffolding companies will typically see the following:

  • Damage to the scaffolding deeming it unusable 
  • Theft of scaffolding elements, tools and materials 

So when you are getting a scaffolders insurance quote make sure to consider your tools and equipment. 

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The most common policies needed by scaffolding contractors:

  • Public Liability Insurance
  • Portable Tools and Equipment Insurance
  • Commercial Vehicle or Truck Insurance

When you are putting a scaffolding liability insurance policy in place, insurers will usually need a good understanding of what your business does. Generally speaking, they will need to know what type of projects your company provides scaffolding to for example: residential only, multi-level apartments, stadium grandstands or any other works that you do.

We keep our paperwork to a minimum so it’s simple, quick and straightforward.

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Your Scaffolding Insurance Questions Answered

Scaffolders are considered a high risk due to the nature of work that they do.  Although your company has a number of legislation requirements and safety protocols in place the insurers base their premium and insurance decisions on risk.  Firstly, a number of insurers won’t insure scaffolding public liability insurance policies so it is a reduced market.  As for the insurers that will offer public liability insurance for scaffolding companies they asses their premium based off the works that you are engaged in. The higher risk they deem the work, the higher premium they will charge. 

Scaffolding  liability insurance claims are quite common and as with most construction-related claims they are usually the following:

  • Collapsing of scaffolding due to poor construction or weather-related events
  • Dropping of equipment from heights 
  • Damage to the structure that they are putting the scaffolding on
  • Worker to worker claims for injuries other contractors that may be on site 

There are multiple policies that can provide cover for scaffolding equipment going from site to site. A general property cover will cover the actual scaffolding for damage for example, in the event of a truck collision occurring whilst carrying scaffolding the damage to the scaffolding equipment would be covered. This also extends to cover scaffolding while erected on a job site.

There are multiple policies that can provide cover for scaffolding equipment going from site to site. A general property cover will cover the actual scaffolding for damage for example, in the event of a truck collision occurring whilst carrying scaffolding the damage to the scaffolding equipment would be covered. This also extends to cover scaffolding while erected on a job site.

Yes, as above a general property cover will provide Australia wide coverage for the scaffolding equipment for theft and damage.

Most public liability policies will cover worldwide territories excluding USA and Canada therefor incidental work that is done internationally can be considered. This would be subject to insurer acceptance.

Yes, some of the scaffolding companies that we look after are involved in installing stadium seating, scaffolding for multi-storey construction sites and many more. We have a strong relationship with our insurers and can usually put suitable cover in place for your scaffolding business.

Some of the scaffolding liability insurance that is harder to place is for the mining sector, grandstands and stadium seating. We do however, have tailored mining insurance policies and offshore policy placement for higher risk activities.

Why Priority Insurance Brokers?

Why should you use Priority Insurance Brokers to arrange your Scaffolding Insurance?

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