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Electrician Insurance for Australian Electrical Contractors

Insurance that reflects the electrical work you actually perform

Priority Insurance Brokers helps sole electricians, subcontractors and established electrical contracting businesses arrange insurance around their actual work, contracts, tools, vehicles and specialist activities.

Whether you work across residential jobs, commercial construction, solar, industrial facilities, high-voltage environments or mine sites, we take the time to understand the risk before approaching suitable insurers.

Prefer to speak with a broker? Call 07 3103 2992.
Get an Electrician Insurance Quote
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Real broker advice Australia-wide Complex electrical risks understood

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Daniel Ufer · QPIB
AR 1295221

Commercial advice for electrical businesses

Insurance Brokers Who Understand Electrical Contractors

Electrical businesses can change quickly.

A sole sparky can become a multi-crew contractor. Residential work can turn into commercial contracts. Solar and batteries get added. Clients start asking for $20 million Public Liability. A mining job comes along.

Priority works extensively with trades, construction, mining, plant and other commercial risks where those details matter.

Electrician Insurance Is Not One Policy

“Electrician insurance” is a broad term.

The policies relevant to your electrical business depend on what you do, where you work and how the business is structured.

A sole electrician performing domestic maintenance does not present the same risk as a commercial electrical contractor with 15 employees working across industrial sites.

Your insurance may need to consider:

  • Public & Products Liability
  • Professional Indemnity
  • tools and portable equipment
  • commercial vehicles
  • plant and machinery
  • Contract Works
  • business property
  • Management Liability
  • Cyber Insurance

The important part is working out which risks actually apply to your electrical business.

Business Insurance Brokers →

What Type of Electrical Business Do You Run?

Sole Trader Electrician

If you work on the tools yourself, your priorities may revolve around:

  • Public Liability
  • electrical contractor licensing requirements
  • tools and test equipment
  • your ute or van
  • site-access requirements
  • individual contracts

Get a Sole Trader Electrician Quote →

Electrical Business With Employees

Once you employ electricians and apprentices, run several vehicles and have multiple jobs underway, the insurance program can become broader.

Additional considerations may include:

  • higher turnover
  • fleet vehicles
  • larger tools schedules
  • Management Liability
  • Contract Works
  • subcontractors
  • premises
  • Cyber Insurance

Commercial Electrical Contractor

Larger commercial contractors may be working under contracts that impose:

  • higher liability limits
  • Professional Indemnity requirements
  • principal indemnity clauses
  • certificates of currency
  • project-specific requirements
  • additional insured-party requirements

Review My Electrical Contractor Insurance →

Specialist Electrical Business

Priority can also assist with more specialised electrical risks, subject to insurer appetite, including businesses involved in:

  • mining
  • industrial work
  • high voltage
  • infrastructure
  • plant
  • auto electrical
  • specialist commercial projects

What Electrical Work Do You Actually Perform?

“Electrician” Does Not Tell an Insurer Enough

Your electrical activities are one of the most important parts of the insurance submission.

Residential Electrical

Domestic maintenance, renovations, switchboards, lighting, power points and new installations.

Commercial Electrical

Offices, shops, hospitality premises, warehouses and commercial property.

Construction Electrical

Electrical installation undertaken as part of new construction and major refurbishments.

Industrial Electrical

Factories, processing facilities, manufacturing sites and industrial equipment.

Solar

Residential and commercial solar installations.

Battery Storage

Battery systems and associated electrical infrastructure.

EV Charging

Residential, commercial and fleet charging infrastructure.

Data & Communications

Cabling, communications and related infrastructure.

CCTV & Security Systems

Security, access-control and surveillance installations.

Fire Detection & Alarm Systems

Fire-detection, alarm and associated electrical systems.

High Voltage

Specialist high-voltage systems, switching, substations and infrastructure.

Mining & Resources

Electrical contracting carried out on mine and resource sites.

Auto Electrical

Electrical and electronic work performed on cars, trucks, plant and machinery.

If several of these activities form part of your business, they should be disclosed accurately rather than reducing the entire operation to the word “electrician.”

Your insurance options

What Insurance Can Electricians Need?

May respond to certain claims involving third-party personal injury or property damage arising from your insured electrical activities.

Public Liability Insurance →

May be relevant where the business accepts responsibility for design, specifications, professional advice, reports or other professional services.

Professional Indemnity Insurance →

For insured electrical tools, meters, testers and other portable equipment.

For business utes, vans, trucks, trailers and electrical contractor fleets.

Commercial Vehicle & Truck Insurance →

For machinery or plant owned or hired by the electrical business.

Plant & Equipment Insurance →

May be relevant where an electrical contractor is responsible for works, materials or equipment during a construction project.

For workshops, offices, warehouses, stock, contents and other commercial assets.

May become relevant as the company grows, employs more people and develops a more complex management structure.

Management Liability Insurance →

For certain cyber incidents, data risks and electronic fraud exposures.

Cyber Insurance →

Public Liability Insurance for Electricians

Electrical Work Can Create Significant Third-Party Liability

Public Liability Insurance is one of the main policies considered by electricians and electrical contractors.

Depending on the circumstances and policy wording, it may respond to claims involving third-party injury or property damage arising from the insured business activities.

Possible electrical scenarios include:

  • an alleged installation fault contributing to a fire
  • damage to a client’s property while running cables
  • an underground service being damaged during trenching
  • another contractor being injured around your work area
  • electrical equipment or materials damaging surrounding property
  • a completed installation allegedly causing property damage

The important question is not simply:

Do I have Public Liability Insurance?

It is:

Has the insurer been told exactly what electrical work my business performs?

Public Liability Insurance →

Review My Electrician Public Liability Insurance →

Public Liability Does Not Cover Everything

Having Public Liability does not mean every business loss sits under that policy.

It should not automatically be assumed to cover:

  • your own stolen tools
  • damage to your own work vehicle
  • every professional financial-loss claim
  • employee injuries
  • every contractual liability
  • every business activity simply because you hold an electrical licence

That is why an electrical contractor can require several different insurance policies.

Tools → Commercial Motor → PI → Contract Works → Plant

How Much Public Liability Does an Electrician Need?

$5 Million, $10 Million or $20 Million?

There is no single liability limit that is appropriate for every Australian electrician.

$5 Million

This is the minimum Public Liability requirement applying to electrical contractors in several Australian licensing jurisdictions, including Queensland, Victoria, Tasmania and the Northern Territory.

$10 Million

Some commercial clients, builders and principal contractors may require a higher liability limit than the statutory minimum.

$20 Million

Larger commercial, infrastructure, resources or government contracts may impose higher contractual limits.

The correct approach is to check:

  • your licence requirements
  • the contracts you sign
  • client requirements
  • site-access requirements
  • the size and nature of the work

Do not select the limit purely on price.

Check My Public Liability Limit →

See state requirements and regulator sources →

Queensland licence requirements

Queensland Electrical Contractor Insurance

Queensland Has Specific Prescribed Insurance Requirements

Queensland electrical contractor licence holders must maintain insurance in the legal name of the licensed business that meets the current Electrical Safety Regulation requirements.

Current requirements include at least:

$5 Million

Public and Products Liability

$50,000

Consumer Protection Insurance

The Queensland regulator also states that the prescribed insurance must address liability connected with areas including testing and certification, faulty design work, incorrect advice and goods in your care, custody or control.

This is why a generic Public Liability policy should not simply be assumed to satisfy Queensland electrical contractor licensing requirements.

Queensland Electrical Contractor?

Priority can review your electrical activities and discuss suitable insurance options based on the current requirements and insurer availability.

Get a QLD Electrical Contractor Insurance Quote →

Make Sure the Correct Business Entity Is Insured

This sounds simple, but it matters.

Queensland requires the insurance to be issued in the legal name of the business applying for the electrical contractor licence.

Victoria similarly requires the Public Liability insurance to be held in the name of the registered electrical contractor.

If your business structure changes from:

sole trader → company

or the licensed entity changes, do not assume the existing insurance automatically satisfies the new arrangement.

Tell your broker.

Source: WorkSafe Queensland — electrical contractor licences. Checked 23 September 2026.

Victorian Electrician Insurance

Registered Electrical Contractors Must Maintain Public Liability Insurance

Energy Safe Victoria currently requires Registered Electrical Contractors to maintain Public Liability Insurance with at least $5 million cover for personal injury and property damage arising from electrical contracting work.

The insurance must be held in the name of the registered contractor.

Victorian Electrical Contractor?

Review My Victorian Electrician Insurance →

Source: Energy Safe Victoria — Registered Electrical Contractors. Checked 23 September 2026.

Electrician Insurance Requirements Across Australia

The Requirements Are Not Identical in Every State

Electrical contractor insurance requirements by jurisdiction
State / territoryInsurance considerationRegulator guidance
Queensland

At least $5 million Public and Products Liability plus $50,000 Consumer Protection Insurance under the current Electrical Safety Regulation.

WorkSafe Queensland →
Victoria

Registered Electrical Contractors must maintain at least $5 million Public Liability Insurance.

Energy Safe Victoria →
Tasmania

Electrical contractor licence applicants require at least $5 million Public and Products Liability and must provide a Certificate of Currency.

CBOS Tasmania →
Northern Territory

Electrical contractors must hold at least $5 million Public and Products Liability for liability arising from electrical work performed under the licence.

NT WorkSafe →
Western Australia

Electrical contractor applicants must maintain civil-liability insurance for their electrical contracting work and provide a recent Certificate of Currency.

WA Government →
New South Wales & South Australia

Licensing and project requirements should be checked for the relevant electrical work, contract and site. Do not assume another state's insurance requirement applies.

Check the regulator, contract and site requirements for your work.

Requirements can change. Current regulator requirements should always be confirmed when arranging or renewing cover.

Regulator sources checked 23 September 2026. This summary is not a complete list of licensing conditions.

Insurance for Electrical Contractors

A Growing Electrical Business Needs More Than a Basic Tradie Policy

A commercial electrical contractor may manage:

  • multiple crews
  • apprentices
  • subcontractors
  • commercial contracts
  • fleet vehicles
  • expensive testing equipment
  • specialist electrical work
  • larger project values

That can turn a relatively simple insurance setup into a broader commercial program.

Priority can review electrical businesses working across:

  • commercial construction
  • industrial facilities
  • infrastructure
  • facility maintenance
  • government sites
  • healthcare facilities
  • mining
  • major residential construction
  • specialist contracting

Talk to an Electrical Contractor Insurance Broker →

Professional Indemnity Insurance for Electrical Contractors

Electrical Work Can Include Professional Responsibility

Professional Indemnity should be considered separately from Public Liability.

It may become relevant where the electrical contractor provides:

  • design
  • specifications
  • consulting
  • professional recommendations
  • reports
  • system planning
  • project-management services
  • professional advice
  • contractual professional responsibilities

Professional Indemnity Insurance →

Questions Worth Asking

  • Do we produce electrical designs?
  • Do we issue formal reports?
  • Do we specify systems or equipment?
  • Do clients rely on our professional recommendations?
  • Do our contracts require PI?
  • Are we responsible for consultants?
  • Do we provide certification or professional documentation?

If yes, the professional exposure deserves a closer review.

Testing, Certification & Advice

Installation Is Not Always the Only Responsibility

Electrical contractors may also:

  • test
  • certify
  • inspect
  • diagnose
  • document
  • advise
  • sign off work

Those responsibilities should be reflected when presenting the business to insurers.

Queensland’s prescribed contractor insurance is a good example: its requirements specifically extend to areas including testing, certification, faulty design and incorrect advice.

Read the Queensland insurance requirements →

Disclose specialist activities

Solar, Batteries & EV Charging

Solar Work Should Be Disclosed as Solar Work

If your business installs:

  • residential solar
  • commercial solar
  • inverters
  • associated electrical systems

tell your broker.

Relevant considerations can include:

  • working at height
  • commercial vs residential installations
  • supplied equipment
  • subcontractors
  • project values
  • design responsibility
  • installation methods

Do not assume solar automatically sits within a policy originally arranged for domestic electrical maintenance.

Battery storage is another activity that may have been added after an electrical contractor’s insurance was first arranged.

Tell us if the business installs or services:

  • home batteries
  • commercial battery systems
  • energy-storage infrastructure

We can then make sure the activity forms part of the risk presented to insurers.

A Growing Electrical Service Should Still Be Reflected in Your Insurance

EV charging is becoming increasingly common across:

  • homes
  • strata
  • commercial property
  • fleet depots
  • workplaces

If EV charging has become a material part of your electrical contracting business, update your insurer rather than relying on an occupation description written several years earlier.

High-Voltage & Mining Electrical Contractors

High-Voltage Electrical Work

Specialist Work Needs Specialist Underwriting

High-voltage electrical contracting may sit outside the appetite of some standard trade insurers.

We may need to understand:

  • maximum voltage
  • types of systems
  • whether equipment is live or isolated
  • substations or switching
  • client industries
  • experience
  • project values
  • contract requirements

Discuss High-Voltage Electrical Work →

Mining & Resources Electrical Contractors

Mine-Site Work Can Change the Risk Significantly

Priority works extensively with businesses operating in mining and resources.

For electrical contractors, we may need to understand:

  • above-ground vs underground work
  • mine-site activities
  • plant worked on
  • electrical systems involved
  • contract limits
  • principal requirements
  • locations
  • whether the mine is operational

Do not assume that an insurer who accepted residential/commercial electrical work has automatically agreed to mining work.

Mining Insurance →

Auto Electrician Insurance

Auto Electrical Work Is a Different Risk

Auto electricians may work:

  • from a workshop
  • mobile
  • on cars
  • on commercial fleets
  • on trucks
  • on mining equipment
  • on heavy machinery

Insurance considerations can include:

  • customer vehicles
  • workshop property
  • diagnostic equipment
  • commercial motor
  • road testing
  • mobile operations
  • equipment breakdown
  • Public Liability
  • Professional Indemnity where advice creates professional exposure

Auto Electrician?

Get an Auto Electrician Insurance Quote →

Security, HVAC & Electrical Engineering

Electrical businesses often expand into related services.

Tell us if you install or maintain:

  • CCTV
  • alarms
  • access control
  • security systems
  • communications cabling
  • data infrastructure
  • fire detection
  • smoke alarms

These activities should be considered as part of the complete business description.

If a material part of your work involves:

  • refrigeration systems
  • air-conditioning
  • mechanical services
  • HVAC controls

the risk may overlap with Priority’s HVAC specialist category.

HVAC Insurance →

If the HVAC activity is substantial, tell us rather than simply describing the business as an electrician.

If the business primarily provides electrical engineering consultancy, professional engineering design or engineering certification, the risk can be materially different from an electrical contracting business.

Priority has a separate Engineering Insurance service for professional engineering firms.

Engineering Insurance →

Tools & Testing Equipment Insurance

Electrical Test Equipment Can Be Expensive to Replace

An electrical contractor may carry:

  • multimeters
  • insulation testers
  • thermal cameras
  • cable locators
  • power-quality analysers
  • battery tools
  • hand tools
  • ladders
  • specialist diagnostic equipment

When reviewing tools insurance, consider:

  • actual replacement value
  • high-value individual items
  • vehicle storage
  • overnight storage
  • worksite storage
  • theft conditions
  • evidence of ownership

Keep invoices, serial numbers and photos where practical.

Ute, Van, Truck & Trailer Insurance

Your Vehicle Is Part of the Business

Electrical contractors commonly operate:

  • utes
  • vans
  • trucks
  • trailers
  • multi-vehicle fleets

Commercial Motor Insurance should be considered separately from Public Liability.

Things to disclose can include:

  • who drives the vehicles
  • vehicle use
  • fitted shelving
  • permanently attached equipment
  • trailers
  • modifications

Do not assume that tools stored in the vehicle are automatically insured simply because the vehicle itself is covered.

Commercial Vehicle & Truck Insurance →

Contract Works for Electrical Contractors

Who Is Responsible for Materials Before Handover?

Electrical contractors can sometimes hold responsibility for:

  • switchboards
  • generators
  • cabling
  • electrical components
  • supplied materials
  • installed equipment

during a project.

The contract should make clear who carries the risk if those materials are damaged before handover.

Contract Works Insurance may be relevant depending on the project and your contractual responsibility.

Questions to ask:

  • Who owns the materials?
  • Who is responsible for damage?
  • Is the builder/principal arranging Contract Works?
  • Are subcontractors included?
  • When does responsibility transfer?
  • What does the contract require?

Discuss Contract Works Insurance →

Employees, Apprentices & Subcontractors

How the Work Gets Done Matters

A growing electrical contractor may have:

  • licensed electricians
  • apprentices
  • subcontractors
  • labour hire
  • supervisors

Tell your broker when the workforce changes.

Relevant information can include:

  • employee numbers
  • apprentice numbers
  • subcontractor payments
  • work subcontracted
  • supervision
  • labour-hire arrangements

A subcontractor carrying their own policy does not necessarily remove your business’s contractual or liability exposure.

Contractors Insurance →

Certificates of Currency & Site Access

You May Need Proof of Insurance Before Mobilising

Builders, principal contractors, government clients and mine sites may request evidence of insurance before allowing work to begin.

Check:

  • correct legal entity
  • current policy dates
  • Public Liability limit
  • occupation/business activities
  • specific project requirements

Some licensing jurisdictions also require proof of insurance as part of contractor applications.

Got a New Contract?

Send us the insurance requirements before mobilisation.

Send Us the Site Requirements →

What Insurers Want to Know Before Quoting

The Better We Understand the Business, the Better We Can Present It

We may ask for:

How large is the business?

Where is revenue coming from?

What scale of project are you taking on?

How large is the team?

How much work is outsourced?

What percentage of the business?

What systems and voltages?

Above or below ground?

How high do you regularly work?

Do you trench or expose services?

Are these regular activities?

Do you design, report, specify or advise?

What would they cost to replace today?

One ute or a fleet?

What happened and what changed afterwards?

Where are you licensed and where do you work?

Electrical Insurance Gaps We Look For

The Business Can Change Faster Than the Policy

But the occupation description never changed.

Without updating the insurer.

After the policy was arranged.

But the insurer was previously told there was no mining exposure.

Without checking market appetite.

But PI was never considered.

But the sum insured stayed the same.

Across different policies and renewal dates.

But the business still has a lower limit.

Without updating the underwriting information.

A generic liability policy should not automatically be assumed to meet the Queensland prescribed insurance requirements.

Review My Current Electrician Insurance

Realistic Electrician Claim Scenarios

These are illustrative examples only. Policy response depends on the circumstances and wording.

An electrical installation is alleged to have caused a fire that damages a client’s property.

Public Liability may become relevant to a resulting third-party property-damage claim.

An electrician trenches for conduit and damages another underground service.

This may create repair costs and a third-party liability claim.

Specialist diagnostic and testing equipment is stolen from a locked work vehicle.

Tools cover may be relevant, subject to theft conditions and evidence requirements.

The contractor provides design or professional recommendations which are later alleged to have caused financial loss.

Professional Indemnity may need consideration.

Electrical equipment for which the contractor is contractually responsible is damaged during the project.

Contract Works may become relevant depending on how responsibility has been allocated.

An electrical contractor working on a mine becomes involved in a liability incident.

A key question will be whether mining activity was properly disclosed and accepted by the insurer.

How Much Does Electrician Insurance Cost?

There Is No Single Price for Electrician Insurance

Pricing can depend on:

Type of Electrical Work

Domestic, commercial, industrial, high voltage and mining do not present the same risk.

Turnover

The scale of operations matters.

Employees & Subcontractors

A sole trader and a multi-crew company are different risks.

Liability Limit

$5m, $10m and $20m options can carry different pricing.

Solar / Battery Activities

Specialist activities may affect insurer appetite.

Professional Services

Design or consulting can add PI requirements.

Tools

Replacement value affects the tools premium.

Vehicles

A single ute is different from a fleet.

Claims History

Past losses may affect insurer appetite and terms.

State

Licensing and prescribed insurance requirements can differ.

Worksites

Residential, industrial, construction, infrastructure and mining environments can all be viewed differently.

Get an Electrician Insurance Quote

Sole Electrician to Established Electrical Contractor

Your Insurance Should Change as the Business Grows

01

Sole Electrician

Common considerations:

Public Liability → Tools → Ute → Licence Requirements

02

Small Electrical Business

Add:

Employees → Apprentices → Multiple Vehicles → Commercial Contracts

03

Established Electrical Contractor

Add:

PI → Contract Works → Fleet → Management Liability → Cyber

04

Specialist Electrical Contractor

Add:

Mining → High Voltage → Infrastructure → Specialist Markets

The objective is not to buy every policy.

It is to make sure the insurance program reflects the business you’ve actually become.

When Should You Review Electrician Insurance?

Do not wait until renewal when you:

  • start solar installations
  • add battery work
  • begin EV-charger installations
  • move from residential into commercial work
  • start industrial work
  • accept high-voltage projects
  • win a mine-site contract
  • substantially increase turnover
  • employ more electricians
  • increase subcontractor use
  • buy expensive tools
  • add vehicles
  • provide design or consulting services
  • receive a larger contract
  • need a higher liability limit
  • change business entity
  • experience a significant claim
Talk to an Electrician Insurance Broker

Why Use an Electrician Insurance Broker?

Advice That Reflects the Work You Actually Do

We Ask What You Actually Do

Domestic work, solar, high voltage, mining and auto electrical should not automatically be treated as the same risk.

We Understand Contractor Requirements

Including prescribed electrical-contractor insurance requirements in states such as Queensland and Victoria.

We Review More Than Price

We consider:

  • activities
  • limits
  • excesses
  • conditions
  • exclusions
  • market appetite
  • contract requirements

alongside premium.

We Can Assist With More Complex Electrical Risks

Priority regularly works with trades, construction, mining and specialist commercial businesses.

We Can Review the Wider Program

Public Liability may only be one component.

We Stay Involved

You can contact us when the business changes rather than waiting twelve months.

We Assist During Claims

Priority can communicate with insurers and support clients through the claims process.

Why Priority Works Well With Growing Electrical Businesses

One Broker Looking at the Whole Business

An established electrical contractor might have:

  • liability with one insurer
  • fleet elsewhere
  • tools elsewhere
  • separate PI
  • project-specific Contract Works
  • different renewal dates

Priority can look across the wider account rather than treating every policy as an unrelated transaction.

That doesn’t mean everything needs to sit with one insurer.

It means somebody understands the whole insurance program.

Meet the Brokers Behind Your Electrician Insurance

Commercial Insurance Experience for Trades & Contractors

Priority’s brokers hold Tier 1 Insurance Broking qualifications, and Managing Director Daniel Ufer holds QPIB credentials.

Daniel Ufer

Managing Director

QPIB

Authorised Representative No. 1295221

Specialist Areas

Trades | Construction | Mining | Plant | Complex Commercial Risks

Talk to Daniel's Team →

Meet the Priority Team

How Getting an Electrician Insurance Quote Works

1. Tell Us What Electrical Work You Perform

Not just “electrician”.

2. Tell Us About the Business

Turnover, workforce, contracts, sites, tools and vehicles.

3. We Check Relevant Requirements

Including state licensing and contract requirements where relevant.

4. We Approach Suitable Insurers

Subject to risk and insurer appetite.

5. We Explain the Options

Cover, limits, excesses, conditions, exclusions and premium.

Start My Electrician Insurance Quote

What Information Helps Us Quote?

Have the following ready where possible:

  • business name
  • ABN
  • electrical contractor licence
  • state(s) of operation
  • annual turnover
  • domestic/commercial/industrial split
  • maximum contract value
  • employees
  • apprentices
  • subcontractor spend
  • solar work
  • battery work
  • EV-charging work
  • high-voltage activity
  • mining activity
  • heights
  • excavation
  • security/fire work
  • professional services
  • tools value
  • vehicles
  • claims history
  • current insurer
  • renewal date

Already insured? Upload your current insurance schedule.

Electrician Insurance FAQs

Electrician insurance is a broad term for the business insurance policies relevant to electricians and electrical contractors.

It is not necessarily one single insurance product.

It depends on the electrical work performed, business structure, jurisdiction, contracts and assets.

Public Liability is commonly central, while tools, motor, PI, Contract Works and other policies may also be relevant.

Requirements vary by state and contractor licence.

Queensland, Victoria, Tasmania and the Northern Territory currently have prescribed Public Liability or Public and Products Liability requirements for electrical contractors.

See the state requirements and sources →

Queensland electrical contractors currently need insurance meeting the Electrical Safety Regulation requirements, including at least $5 million Public and Products Liability and at least $50,000 Consumer Protection Insurance.

Queensland requirements and regulator guidance →

There is no single amount for every electrician.

Check the applicable licence rules, contracts and worksite requirements.

It may be relevant where the business provides design, advice, reports, consulting or other professional services.

Professional Indemnity Insurance →

No. Queensland’s prescribed electrical-contractor insurance requirements include both Public and Products Liability and a separate minimum Consumer Protection component.

Queensland requirements and regulator guidance →

Yes, suitable Tools or Portable Equipment cover may be available.

Check theft conditions, storage requirements and sums insured.

Do not assume so.

Tools and motor insurance are separate considerations.

Yes, Commercial Motor Insurance may be considered for business vehicles.

Commercial Vehicle & Truck Insurance →

Potentially, subject to the individual activities and insurer appetite.

Solar work should be clearly disclosed.

Potentially. Battery installation should form part of the business activities presented to insurers.

Potentially, but high-voltage work can require specialist underwriting and should be fully disclosed.

Priority works with businesses operating in mining and resources, subject to the specific electrical activities and insurer appetite.

Mining Insurance →

That depends on whether the business is workshop-based or mobile, the vehicles worked on, tools, customer property and the services provided.

It can be.

Auto electricians work on customer vehicles and may have motor-trade exposures that differ from building electrical contractors.

Not automatically.

Subcontractor insurance does not necessarily remove your business’s own contractual or liability exposures.

It is evidence showing certain details about insurance currently in force.

It may be required for contractor licensing, contracts or site access.

Pricing depends on factors including work type, turnover, staff, subcontractors, liability limit, tools, vehicles, state, claims history and specialist activities.

Yes.

Send us the current policy schedules and a description of what the business does now.

Not necessarily.

Professional electrical engineering consultancies typically have significantly greater Professional Indemnity exposure.

Engineering Insurance →

Electrician Insurance Australia-Wide

Supporting Electrical Businesses Across Australia

Priority Insurance Brokers is based in Brisbane and assists electricians and electrical contractors across Australia.

We work with businesses operating throughout:

Queensland, New South Wales, Victoria, Western Australia, South Australia, Tasmania, the ACT and the Northern Territory.

Because electrical licensing and insurance requirements can vary by jurisdiction, we consider both:

what electrical work you perform

and

where you perform it

when reviewing the risk.

Talk to an Electrician Insurance Broker

Tell us what electrical work you perform.

Whether you need a new quote, a review of your current insurance or help with licensing and contract requirements, tell Priority about your business and the work you take on.

Call 07 3103 2992

quotes@priorityib.com.au

Only your name, phone and email are required. You can discuss the other details with your broker.

Get an Electrician Insurance Quote

Start with your contact details and add the information you have available.

Submitting an enquiry does not put insurance cover in place.

Electrician Insurance Form

General information only. Insurance availability, terms, limits, exclusions and premiums depend on the individual risk, insurer appetite and applicable policy wording. Consider the relevant policy documentation, including any Product Disclosure Statement and Target Market Determination where applicable, before making a decision.

Ready to speak with a Broker? Book a free comparison now.

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