Roofers Insurance

We specialise in insurance for roofers.

Roofers insurance is something that we do a lot of, we know the types of cover that is needed and we know where to find the most competitive options. If you’re a roofing contractor and looking for a suitable insurance package for your business we can take care of it all for you including roofer public liability insurance.

Don’t spend countless hours shopping around, we provide you the most competitive options the first time.

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What you need to know about

Roofers Insurance cover for your business

After working with a large number of roofing contractors over the last couple of years we know what insurance policies that you need to make sure you’re covered correctly. We specialise in tailored insurance policies for all types of roofing contractors so whether you are doing domestic roofing, commercial or even industrial roofing we can manage it all for you. Insurance policies for roofing contractors are typically:

  • Public Liability Insurance (we also have facilities available if you are removing asbestos)
  • Portable Tools and Equipment
  • Truck Insurance

If your business is involved in any form of high risk occupations, we work with a number of insurers and underwriting agencies that offer tailored cover for roofing businesses and contractors.

Roofers insurance policies are typically subject to a long list of exclusions and endorsements so it’s important to know that you’re getting the right advice in relation to your policies.

No matter how careful you are and how long you’ve been operating there is always the chance that something unforseen could happen. If you do not have a suitable roofers insurance policy than there could be a number of potential exposures that may or may not be covered.

We focus on providing our clients with expert advice, quality policies and clearly explain the fine print so that our clients are confident in the cover that we have placed for them.

Why Priority Insurance Brokers?

Why should you use Priority Insurance Brokers to arrange your Roofers Insurance?

Stop paying more for insurance, get a roofer insurance quote now.

Why you should have a tailored roofers insurance policy?

Imagine a client contacts you, lets you know that they have had water ingress come into their property and that they believe is from a number of screws not tight enough an a small gap showing between the roof sheets.

You go through the process, ensure your client that you will have it rectified and then contact your current insurance broker. Your current insurance broker then advises you that your current policy has a $10,000 excess for water damage claims. You weren’t aware of this excess and unfortunately have to pay this excess for the claim to progress.

A tailored roofing contractors insurance policy will outline any endorsements that have been applied along with any higher than normal or special excesses that have been imposed.

We ensure that all of our clients are aware of their policy coverage and the conditions that apply.

Need a broker who can assist with Roofers Insurance? We've got you covered.

We understand that running a business takes a lot of work and as a business owner you’re expected to be across all of the different aspects of your business operation. We have tried to make our process as simple as possible and all of our Brokers work with each business owners to have a strong understanding of your business and whats required to be in place to ensure that there are no nasty surprises. We pride ourselves on not hiding behind the fine print.

What other insurances do I need to consider with my insurance for roofers?

There are a number of other policies that we typically recommend to business owners that need roofers insurance policies, these typically include:

  • Truck and plant insurance
  • Cover for office premises
  • Additional endorsements for asbestos removal or demolition works
  • Management Liability Insurance (to cover allegations against managements negligent acts)

As an Insurance Broker, we specialise in packaging up multiple policices which present the best priced options but having them managed together in easy to maintain policies.

Your Roofers Insurance Questions Answered

Do roofers need insurance?

Yes, insurance is highly recommended for roofers. Given the nature of the job, which often involves working at heights and the potential for accidents, it’s crucial to be covered against possible claims or incidents that might arise during operations.


Do roofers need professional indemnity insurance?

If a roofer provides advice, design, or consultancy as part of their services, professional indemnity insurance can be beneficial. This insurance protects against claims arising from potential mistakes, omissions, or professional negligence that might result in financial loss for clients.


What insurance do roofers need?

Roofers typically require a combination of insurances to protect against the various risks associated with their trade. Essential coverages include public liability insurance, which covers potential third-party injuries or property damages, and personal accident and illness insurance. Depending on the services offered, they might also consider professional indemnity insurance and tools or equipment insurance.


Why do roofers need insurance?

Like with most trade occupations, working on any physical structure can have a significant loss that you could be responsible for. Some of the most common claims that we see for roofing companies are water ingress from exposed screw holes or loose screws. This typically leads to a significant loss where internal ceilings have been compromised and need replacing.

What does roofers insurance cover?

Roofers insurance typically provides coverage for third-party injuries or property damage resulting from the roofing work (public liability insurance). Depending on the policy, it might also cover personal injuries or illnesses (personal accident and illness insurance), claims arising from professional advice or services (professional indemnity insurance), and potential loss or damage to tools and equipment. As always, it’s essential to review the specifics of any policy to understand its inclusions and exclusions.

How much is roofers insurance?

The cost of roofers insurance varies based on several factors, including the size of the business, the specific types of coverage chosen, the level of risk associated with the projects undertaken, and any previous claims history. It’s advisable to obtain multiple quotes and consult with insurance brokers to get an accurate estimate tailored to your business needs.


What is the best insurance for a roofing company?

There is no particular insurer that is “the best” for a particular industry. It is better to work with your broker to ensure that your policy is the best for your needs. For example, some policies have height restrictions which may be great for a residential roofing company but not suited for a commercial roofing company. It is up to your broker to have a strong understanding of the business that you are doing to ensure that your policy is the most competitive option available to your business without reducing your cover.

What are some insurance policies for roofing contractors to consider?

Public liability, tools insurance and vehicle/trailer insurance is usually the most common.

What are the limitations of roofers liability insurance?

Most policies written in Australia will either have a $10,000,000 or $20,000,000 liability cover. Unless there are specific sub-limits which apply for certain aspects of the cover.

How do I choose the right insurance for roofing companies?

Working with your broker is the key to getting the right policy for your business. Insurance brokers are familiar with industry exclusions that could be missed if done on your own.

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