Ready to speak with a Broker? Book a free comparison now.
Service top form (Plant and Equipment Insurance)
"*" indicates required fields
Professional
tailored advice
Competitively
priced polices
Comprehensive
cover option
Professional
tailored advice
Competitively
priced policies
Comprehensive
cover options
If you’re operating in photography or video production, there are legal and financial risks that standard business insurance might not cover. Our Photographer & Videographer Insurance protects you from the most common issues—lost or damaged gear, accidental injury to a third party, or legal action from a dissatisfied client.
For most professionals in this field, you’ll want a policy that includes Public Liability Insurance and General Property (equipment) Insurance. Depending on the nature of your services, Professional Indemnity may also be required.
Public Liability Insurance
This is essential if you’re working on location or with members of the public. If someone trips over your equipment at a wedding or you damage a venue while setting up, you could be liable. Public Liability Insurance covers property damage, third-party injury, and legal costs.
Equipment Insurance (General Property)
Photographers and videographers rely on high-value equipment. If your cameras, lenses, drones, or editing gear are stolen, lost, or damaged, this policy helps with repair or replacement. We tailor coverage to the actual value and usage of your gear.
Professional Indemnity Insurance
If you’re delivering a service or product to a client—such as edited wedding albums, real estate videos, or brand content—there’s a risk of legal dispute. Professional Indemnity Insurance helps cover costs if a client claims your work caused them financial loss or didn’t meet the agreed scope.
Running a creative business takes time—and your insurance shouldn’t add to the workload. Our brokers make the process straightforward by taking the time to understand how you operate, what gear you rely on, and where your risks lie. We’ll make sure nothing is missed and that your cover is aligned to your actual needs—not just buried in the fine print.
Third-party injuries or property damage on-site
Lost, stolen, or damaged equipment
Studio and office contents
Business interruption due to damaged gear or workspaces
Legal costs arising from client disputes
Breach of contract or intellectual property disputes
Hired equipment during shoots or travel
We provide insurance for:
Wedding photographers and videographers
Commercial and corporate content creators
Fashion, editorial, and real estate professionals
Drone operators
Studio-based and mobile operators
Yes. If you shoot on location, at events, or have clients visiting your home or studio, Public Liability Insurance protects you from third-party injury and property damage claims. This type of insurance is often a requirement for venue access and commercial contracts.
Yes, we can include worldwide coverage for your cameras, lenses, lighting, and accessories. This is ideal for professionals who regularly travel for destination shoots or international commercial projects. Just let us know where and how often you travel.
We can arrange hired equipment cover that protects you for the duration of your hire period. This ensures you’re covered if anything happens to borrowed gear, whether it’s a single-day shoot or a month-long commercial contract.
Yes. If clients visit your home studio, or if you store high-value gear at home, your standard home insurance won’t cover business-related risks. Specialist insurance is needed to protect both visitors and your equipment.
Premiums vary based on your business structure, the value of your gear, how often you work on location, and whether you travel or hire subcontractors. We’ll work with you to provide a quote that reflects your real business risk and setup.
If you provide edited content, video deliverables, or services where clients could claim a loss due to your work, PI cover is highly recommended. It protects you if a client says your work fell short of expectations or caused financial damage.
Why should you use Priority Insurance Brokers to arrange your photographers and videographers Insurance?
Ready to speak with someone?
"*" indicates required fields
© 2023 Priority Insurance Brokers. All Rights Reserved. | DCSX Group Pty Ltd T/
As Priority Insurance Brokers | ABN 95 655 563 616 | ACN 655 563 616 | CAR
1295220 Authorised representative of Community Broker Network Pty Ltd |
AFSL 233750 | ACN 096 916 184
"*" indicates required fields