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If you own or operate a crane in Australia, it’s important to have the right crane insurance in place. Crane operators and crane businesses face a unique set of risks that standard equipment or business insurance policies are simply not designed to cover. This type of policy is written and designed to protect your crane, your operations, and your business from the financial impact of accidents, damage, and liability claims.
Whether you operate a single crane truck or manage a fleet of lifting equipment across multiple sites, working with a specialist crane insurance company ensures you have coverage that reflects the true nature of your work.
Professional
tailored advice
Competitively
priced policies
Comprehensive
cover options
Professional
tailored advice
Competitively
priced policies
Comprehensive
cover options
What you need to know about
Crane insurance is specifically designed to cover the risks associated with owning and operating cranes in Australia. Given the size, value, and operational complexity of cranes, this is not a category of equipment that can be adequately covered under a generic business or plant insurance policy.
A comprehensive crane insurance coverage policy typically includes the following key protections:
Insurers will carefully assess a range of factors when pricing a crane insurance program, including the type and value of your crane, the experience of your operators, the industries you service, and your claims history. Having a broker who understands the crane industry means your business is represented accurately and you are more likely to secure competitive terms.
Need a Crane Insurance Company? We've got you covered.
We understand that operating a crane business comes with significant responsibilities. From managing operators and worksites to staying on top of licensing and compliance, there is already a great deal to manage. Our brokers take the time to understand your specific crane operations and ensure the right coverage is in place to protect your equipment and your business. We work to make the process as simple as possible and make sure there are no gaps in your crane insurance coverage that could leave you exposed. We pride ourselves on not hiding behind the fine print.
Whether you are an independent crane operator or run a crane hire business with multiple assets, there are a number of other insurance policies you will likely need to consider that go hand in hand with your crane insurance policy.
Other common policies that may be needed.
Other policies that we typically recommend alongside a crane insurance policy are:
Most insurers will offer a full package solution where they will accept Public Liability insurance, crane truck insurance, and material damage cover under the one policy. This ensures there are no gaps in your crane insurance coverage and is much easier to manage, particularly when you operate multiple cranes or work across different project types and worksites. The right combination of policies means your equipment, your operators, and your business are all properly protected under one streamlined arrangement.
Cranes are among the most valuable and high-risk pieces of equipment used in any industry. A single incident involving a crane, whether it is an accidental drop, a structural failure, or damage to a surrounding property, can result in claims running into the hundreds of thousands or even millions of dollars.
Beyond protecting the crane itself, crane liability insurance is critical for protecting your business against third-party claims. Construction sites, infrastructure projects, and commercial worksites all carry significant exposure, and the consequences of operating without adequate cover can be financially catastrophic.
Having the right crane insurance program in place also satisfies the insurance requirements set by principal contractors, project managers, and government bodies. Many worksites will not permit crane operations to commence until evidence of appropriate cover has been provided and verified.
Crane operator insurance is equally important. Operators can face personal liability for incidents that occur during lifting operations, and having cover in place protects both the individual and the business behind them.
For crane operators and business owners, the cost of going without the right insurance is simply not a risk worth taking. One claim without adequate coverage could put your entire operation at risk.
Getting the right crane insurance in place is one of the most important steps you can take to protect your equipment, your operators, and your business.
Standard plant and equipment insurance is typically designed for lower-risk machinery. Cranes carry a significantly higher liability profile due to their size, load capacity, and the complexity of lifting operations. Crane insurance is specifically underwritten to account for these risks, including liability for dropped loads, third-party property damage, and operator error during lifting.
Crane liability insurance covers your legal liability for damage or injury caused to third parties during crane operations. This includes damage to surrounding structures, injury to workers or members of the public, and property damage resulting from a crane incident. It is one of the most critical components of any crane insurance program.
Yes. If your crane is road registered and driven between worksites, you will need crane truck insurance to cover it while in transit. This is separate from the material damage cover on the crane itself and covers the vehicle for accidents, damage, and third-party liability while on public roads.
Crane operator insurance protects operators against claims arising from alleged negligence or errors made during lifting operations. Whether you are an employed operator or run your own crane hire business, this cover is important for protecting both the individual and the business in the event of an incident.
Yes. In most cases, principal contractors and project managers will require evidence of adequate crane insurance coverage before permitting crane operations to begin on site. This typically includes both material damage cover and public liability insurance as a minimum requirement.
Yes. If you hire in cranes owned by others, Hired In Plant insurance can be arranged to cover damage to the equipment while it is in your care, custody, and control. Your broker can advise on the right structure depending on whether you own, hire, or lease your cranes.
The cost of crane insurance depends on several factors including the type, age, and value of your crane, the experience and qualifications of your operators, the types of projects you work on, your claims history, and the level of cover required. A specialist broker can help you compare options across multiple insurers to find the most competitive premium for your crane insurance program.
If you operate a fleet of cranes, a fleet policy or blanket cover arrangement may be the most efficient way to insure your equipment. Priority Insurance Brokers can help you structure a crane insurance program that covers all of your assets under one policy, making it easier to manage and ensuring consistent coverage across your operations.
Why should you use Priority Insurance Brokers to arrange your Crane Insurance?
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