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Professional
tailored advice
Competitively
priced polices
Comprehensive
cover option
Professional
tailored advice
Competitively
priced policies
Comprehensive
cover options
What you need to know about
Excavator insurance and earthmoving equipment insurance policies are designed to cover your machinery, attachments, and public liability under one policy. Our tailored solutions provide complete coverage, eliminating gaps that could leave your business exposed.
Whether you own, lease, or hire your machinery, we structure policies to provide seamless protection. Our insurance covers plant and equipment, including excavators, skid steers, and loaders, public liability insurance to ensure protection against damage or injury claims, and hired-in and on-hire plant insurance to cover equipment rented to or from third parties.
We know the risks earthmoving contractors face, which is why our industry-specific policies ensure you’re fully protected without paying for unnecessary extras.
We understand that running a business takes a lot of work and as a business owner you’re expected to be across all of the different aspects of your business operation. We have tried to make our process as simple as possible and all of our Brokers work with each business owners to have a strong understanding of your business and whats required to be in place to ensure that there are no nasty surprises. We pride ourselves on not hiding behind the fine print.
Although most of earthmover insurance policies can bundle everything together there are a number of other policies that may be required depending on how your business runs.
As an Insurance Broker, we specialise in packaging up multiple excavator insurance policies which present the best priced options but having them managed together in easy to maintain policies. This means we can tailor packages to your financial situation and whether you’re a large or small business.
Unfortunately this policy is one of those things that you don’t know that you don’t have something until something happens which is usually a claim.
This is why it’s extremely important to speak with an insurance broker that understands all aspects of the earthmoving industry. After working with a number earthmoving companies we are confident in the policies that we provide and can discuss coverage options with you to ensure everything that needs to be covered is.
We know what an auger is, we know the typical risks that arise for excavator operators and we also understand whats required to float machinery from site to site.
By having conversations with you, we understand how your business operates and how we can ensure that all aspects of this can be covered from general property insurance to tools insurance to electronic equipment cover.
This insurance policy is a specialised type of equipment insurance that helps protect business owners and operators from financial losses that can occur as a result of damage to, or theft of your earthmoving equipment. This policy can help cover the cost of repairs, replacement parts, and even loss of business income.
There are a number of different factors that can influence the cost of this insurance policy, including the type and size of excavator, the level of coverage you require, your location, and your claims history. Generally speaking, larger and more expensive excavators will cost more to insure than smaller ones.
We take care of all of your insurance management that means that when you purchase a new machine we can remove and add machinery as required and adjust your policy as needed.
Yes, you can. The policies that we place excavators on are a plant and equipment insurance policy which is designed to cover multiple plant and equipment items such as excavators, bobcats even trucks.
Depending on what claims occur will depend whether it’s covered or not. If the excavator has a conditional registration then yes, the insurer will usually cover a legal liability component. However, if it is unregistered the actual usage of the machine would generally be covered under the business public liability insurance policy.
Yes, you can. Most insurers will allow you to add an extension to your current policy for hired in plant items. This can either be as a stand alone policy or can be in addition to your current policy.
If you are hiring out your machines than you should consider dry hire insurance.
All attachments can be considered as long as the sum insured of the machine includes any attachments or modifications in the insured value.
If you own or are liable for the excavator you should consider insuring it. Even equipment used on an occasional basis can be subject to theft, fire and weather related events.
Yes, you can get third party only cover or full comprehensive cover on your machines.
Why should you use Priority Insurance Brokers to arrange your Earthmoving and Excavator Insurance?
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© 2023 Priority Insurance Brokers. All Rights Reserved. | DCSX Group Pty Ltd T/
As Priority Insurance Brokers | ABN 95 655 563 616 | ACN 655 563 616 | CAR
1295220 Authorised representative of Community Broker Network Pty Ltd |
AFSL 233750 | ACN 096 916 184
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