Priorityis food track and van insurance – cover specifically designed and underwritten for food and beverage operators on the move.
Professional
tailored advice
Competitively
priced policies
Comprehensive
cover option
Food trucks face daily risks—cooking in confined spaces, moving between sites, or serving customers on the street. Accidents can happen in a split second.
We help food business owners stay protected with insurance cover designed for mobile hospitality operators. Whether it’s an equipment fire, food-related incident, or accidental damage at an event—we’ve got you covered.
This is often required before trading at events or public sites. It protects you if someone is injured or suffers property damage because of your business. Common examples include:
A spilled drink causes a customer to slip and injure themselves
A scalding beverage burns a customer
A faulty awning collapses and damages a nearby vehicle
Public Liability Insurance can cover legal fees, medical costs and compensation if you are held responsible.
Business Liability Insurance
This broader cover includes protection for third-party injury or property damage linked to your business operations. It ensures you are covered when accidents happen during setup, service or pack-down.
Food trucks rely on expensive equipment to operate. From fridges and ovens to point-of-sale systems, a breakdown can stall your entire day. This insurance provides cover for:
Fixed and portable cooking equipment
Fit-outs and furniture inside your van
Damage or loss caused by fire, theft or storm
Essential equipment failure can be costly. This policy provides cover to repair or replace essential machinery like fridges, deep fryers or mixers. Optional extras include cover for food spoilage resulting from the breakdown.
If your vehicle or equipment is damaged and you are unable to trade, this cover replaces lost income during the downtime. This protection can help your business survive after incidents like a fire, major breakdown or accident.
We take time to understand how your business operates. That way, you get relevant cover—without paying for what you don’t need.
We’re a local team, not a call centre. Speak directly to a broker who understands the food service industry.
If something goes wrong, we communicate with the insurer on your behalf, helping to make the process as smooth as possible.
There are many different types of risks that businesses need to insure against, but some of the most common include:
The cost of insurance varies depending on the type of food you serve, your equipment value, where you operate (e.g. markets vs festivals), and your business turnover. A van with deep fryers and refrigeration gear will generally cost more to insure than a simple coffee trailer. We’ll take all of these factors into account and provide a tailored quote—no one-size-fits-all pricing.
Yes. Most food businesses benefit from bundling multiple types of cover—such as public liability, product liability, equipment insurance, and vehicle insurance—into one package. This makes your cover easier to manage, avoids gaps, and can often reduce your total premium. We also offer monthly payment options to help with cash flow.
Absolutely. Whether you run a full-sized food truck, a market stall, or a temporary food trailer setup, we can help. We have policies specifically designed for operators who attend markets, festivals, pop-up events, or semi-permanent food courts. Let us know how you operate, and we’ll find the right fit.
Definitely. Our team of insurance brokers works directly with food businesses across Australia. We’ll take the time to understand how your business operates and explain your options in plain language. Whether you’re just starting or expanding, we’re here to help you get covered properly—with no hard sell.
Why should you use Priority Insurance Brokers to arrange your Food Truck Insurance?
If you're operating a food truck, running a mobile kitchen or launching your first food van, let’s make sure you’re covered properly—so you can keep cooking without worry.
© 2023 Priority Insurance Brokers. All Rights Reserved. | DCSX Group Pty Ltd T/
As Priority Insurance Brokers | ABN 95 655 563 616 | ACN 655 563 616 | CAR
1295220 Authorised representative of Community Broker Network Pty Ltd |
AFSL 233750 | ACN 096 916 184
