Unfortunately, most customers who manage their own insurances don’t actually know if a specific insurance product is an “optional extra” or a seperate policy in general until they suffer a loss. Our job is to assess the risks associated with your business from our initial discussions, identify them to you and work with you to ensure that you minimise any potential losses to your business operation. With each customer, we will put together a recommendation letter which outlines the policies in which we recommend you to consider.

This is a huge advantage to you as a business owner. Who has a spare couple of hours to get quotes for insurance? Let alone review the fine print to ensure that you are covered correctly. The time you spend just to get a quote is only a small portion of the time that you could better use within your business. If a claim was to occur you could be looking at multiple emails, multiple phone calls, endless frustration after speaking with 5 different people and repeating yourself. By using a business insurance broker, you speak directly with us, we manage your claim and your policy and provide advice and updates along the way.

Saving money on your insurance premium is an added benefit that we can provide. We provide this by looking at ways to reduce your premium your existing insurer or by re-marketing your policy with our panel of insurers to achieve a better a result. Saving you money is not guaranteed however, we can also help you save money should an insurance claim occur. We know most policies in and out and from the initial discussion about a claim occuring we can advise you on whats likely to be covered and what expenses are likely to be reimbursed.

Ever had an insurance claim that you’ve lodged and you’ve gotten extremely frustrated and not known what do? By using a commercial insurance broker, should a matter need to be escelated beyond the initial claims team than we can assist in having this escelated. The insurers will usually have their own escelation points however. being part of Australia’s largest broking group we also have our in-house escelation points that can assist with resolving any claim disputes. If you were to handle this on your own, you have limited resources available to you and once again causing you a large outlay of time.

All of our dedicated account managers handle all types of general insurances and therefor your business insurance broker can be your go to person for any enquiries. We also assist in creating a smooth renewal process by having a renewal review discussion or meeting with you, then coming back to you with our recommendations. We can also assist in providing insurance certificates, monthly repayments, risk reviews and mitigation strategies.