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Priority Insurance Brokers

Builders Insurance for Australian Building & Construction Businesses

Insurance that reflects the projects you take on, the contracts you sign and the risks your building business actually carries.

Priority Insurance Brokers helps residential, commercial and specialist builders arrange insurance around the way their business operates.

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Real broker advice Complex construction risks understood Claims support from your broker

Priority Insurance Brokers Awards mining insurance medals QLD 20223 Top Insurance Broker Finalist Fast Starter Award 2023 QLD Top Insurance Broker Finalist 2022 Finalist QLD 2022 Top Insurance Broker Finalist Top Thought Leader 2022 Winner

Award-Winning Business Insurance Brokers

Builders don’t all carry the same risk. Their insurance shouldn’t be treated as though they do.

Priority Insurance Brokers works with Australian businesses across construction, trades, civil, plant and other higher-risk industries.

Australian Enterprise Awards
Most Dedicated Business Insurance Broker
2023 Winner

Community Broker Network
Part of the Steadfast network

Qualified Practising Insurance Broker
Daniel Ufer · QPIB
AR 1295221

The right starting point

Builders Insurance Should Start With the Way You Actually Build

Two building companies can have the same turnover and still present completely different risks to an insurer.

One may build detached homes using a regular group of subcontractors. Another may complete commercial fit-outs. Another may take on structural renovations, excavation or design-and-construct contracts. One may run three projects at a time while another has most of its annual turnover tied to a single large contract.

Those details matter.

Builders insurance is not simply one policy called “builder insurance”. It is usually a combination of commercial insurance policies selected around your projects, contractual responsibilities, assets, people and business structure.

Our job as your builder insurance broker is to understand those moving parts and help you identify where one policy stops and another may need to begin.

Business insurance brokers →

Residential, commercial and specialist building businesses.

Whether you’re managing several residential builds, delivering larger commercial projects, using subcontractors, supplying design input or carrying significant plant and equipment, we take the time to understand the full risk before approaching suitable insurers.

We can help bring your Public Liability, Contract Works, Professional Indemnity, Plant & Equipment, tools, vehicles and other commercial insurance together into a clearer insurance program.

Explore the cover options →

Who We Arrange Builders Insurance For

Residential Builders

Insurance for builders completing new homes, duplexes, townhouses, extensions and major residential renovations.

The insurance needs can change depending on project values, how many builds are underway at one time, the use of subcontractors and the contractual responsibility for the works.

Commercial Builders

For building companies delivering offices, retail, hospitality, warehouses, industrial premises and other commercial projects.

Commercial contracts may impose different insurance limits, responsibilities and conditions, so the policy should be reviewed against the work being accepted rather than relying on a standard residential builder arrangement.

Renovation & Extension Builders

Working around an existing structure can create different exposures from a new build.

The existing building, occupied areas, demolition work, temporary protection and responsibility for surrounding property should all be considered.

Design & Construct Builders

If your business accepts responsibility for design, specifications, engineering coordination or consultants, Public Liability alone may not address the full exposure.

Professional Indemnity and the contractual allocation of design responsibility should be reviewed.

Professional Indemnity Insurance →

Fit-Out Contractors

Commercial and retail fit-outs can involve work within existing premises, expensive client property, tight completion periods and coordination with multiple subcontractors.

The project contract and responsibility for existing property are particularly important.

Head Contractors

Head contractors can have broader contractual, subcontractor and site-management responsibilities than a smaller trade contractor.

We consider the overall structure of the contract rather than treating the business as simply another trade.

Construction Project Managers

Businesses providing project management, coordination or professional construction services may have both liability and professional exposures.

The insurance should reflect what the business is contractually responsible for — not just the job title.

Specialist Building Contractors

Priority can also assist businesses working across more complex construction environments, including projects involving plant, demolition, civil works, higher-risk trades and specialist contractual requirements.

Contractors Insurance →

Your insurance options

What Insurance Should a Builder Consider?

There is no single insurance program that suits every building company.

The combination depends on what you build, your contractual responsibilities and the assets and people within the business.

Public Liability Insurance

For certain claims involving third-party injury or property damage arising from your business activities.

For a builder this can be particularly important because work takes place on active sites around owners, neighbours, subcontractors, delivery drivers and members of the public.

Public Liability Insurance →

Contract Works Insurance

Designed around physical loss or damage to construction works during the insured project period, subject to the policy wording.

Depending on the arrangement, this may include the works under construction, materials and other property for which the builder is responsible.

Explore Contract Works Insurance →

Professional Indemnity Insurance

Relevant where the builder provides or assumes responsibility for professional services such as design, specifications, advice, project management or coordination of design consultants.

Professional Indemnity Insurance →

Plant & Equipment Insurance

For owned machinery and equipment used across building projects, with options that may also be available for hired-in plant depending on the policy.

Plant & Equipment Insurance →

Tools, vehicles and the wider business

For portable tools and equipment that travel between sites.

The sums insured, storage conditions, theft protections and locations where equipment is used should be reviewed against the way your business operates.

Building businesses often rely on utes, vans, trucks and fleets to move workers, tools, plant and materials between jobs.

Vehicle use and fleet structure should be properly disclosed.

Commercial Vehicle & Truck Insurance →

For exposures associated with running and managing the company, which can include certain claims involving directors and officers, employment practices and other management risks depending on the policy.

Management Liability Insurance →

Construction businesses increasingly rely on cloud accounting, email, project-management systems, supplier payments and electronic transfer of large amounts of money.

Cyber insurance may help respond to certain cyber incidents, fraud and data-related events depending on the policy.

Cyber Insurance →

Your Building Contract Can Change Your Insurance Risk

The job itself is only half the story. The contract determines what you have agreed to take responsibility for.

This is one of the first things we want to understand when reviewing insurance for a building company.

A contract may affect:

  • who is responsible for the works while construction is underway
  • whether the builder is responsible for existing structures
  • required Public Liability limits
  • design obligations
  • indemnities given to a principal
  • responsibility for subcontractors
  • insurance requirements imposed by a developer or principal
  • defects or maintenance periods
  • project-specific insurance obligations
  • responsibility for materials before installation

Two projects that look similar on-site can therefore create different contractual insurance requirements.

That is why we don’t treat builders insurance as a standard box-ticking exercise.

Starting a larger or unusual project?

If you’ve won a contract that is materially larger than your normal work, involves new activities or includes unfamiliar insurance clauses, speak with your broker before the job starts.

Have a Contract You Want Us to Review? →

Preparing your insurer submission

What Insurers Want to Know About Your Building Business

A better submission starts with an accurate description of the risk.

When we approach insurers for builders insurance, some of the information that may be relevant includes:

Turnover gives the insurer an indication of the overall scale of the business.

But turnover alone doesn’t tell the full story.

A builder completing multiple $500,000 projects presents differently from a business with a large proportion of its annual revenue tied to one multi-million-dollar project.

Your maximum individual contract value can therefore be particularly important.

This helps provide context around the type of work you usually perform rather than focusing only on the largest job you’ve ever completed.

Running one project at a time can create a different exposure from managing numerous sites simultaneously.

The nature of the properties, contracts, site conditions and parties involved can vary significantly.

Working on existing structures can introduce exposures that do not exist on a clean new-build site.

Insurers may want to understand how much work is subcontracted and the types of trades being engaged.

Do you simply build from plans supplied by others, or have you accepted contractual responsibility for design or consultant work?

That distinction can be significant.

Activities such as excavation, underpinning, demolition and work close to neighbouring structures can materially change the risk.

Demolition Insurance →

Insurers may consider previous claims when assessing the risk, pricing and conditions.

The context behind a claim can matter as much as the number itself.

Where projects are located and the geographical spread of the business may also be relevant.

Owned and hired equipment, machinery and business vehicles should form part of the overall insurance review rather than being managed in isolation.

Plant & Equipment Insurance →

Public Liability Insurance for Builders

One accident on a building site can involve far more than the cost of fixing your own work.

Builders operate around homeowners, subcontractors, neighbours, delivery drivers, consultants and other third parties.

Public Liability Insurance may respond to certain claims involving third-party personal injury or property damage arising from the insured business activities, subject to the policy terms and exclusions.

Examples of builder-related liability situations could include:

  • a visitor being injured around the worksite
  • building activity causing damage to neighbouring property
  • materials or equipment damaging a third party’s property
  • an incident involving site access
  • work performed by the business resulting in third-party property damage

However, the important question isn’t simply:

“Do I have Public Liability Insurance?”

It is:

“Does my Public Liability policy accurately describe the work my building company actually performs?”

If demolition, excavation, work at height, specialist activities, certain subcontracted work or other exposures form part of the business, they should be considered when the risk is presented.

Public Liability Insurance →

Already Have Public Liability?

Send us your current schedule and tell us about the work you’re doing. We can review how the business has been described and discuss any areas that may need a closer look.

Review My Current Cover →

During construction

Contract Works Insurance for Builders

Protecting the project while it is still a work in progress.

Contract Works Insurance — sometimes referred to as Construction Works or Builders Risk Insurance — is designed around physical loss or damage to construction works during the insured period, subject to the policy terms.

Depending on the policy and project, areas that may need to be considered include:

  • the works under construction
  • building materials
  • existing structures
  • temporary works
  • debris removal
  • professional fees following insured damage
  • off-site or in-transit materials
  • principal-supplied materials
  • defects or maintenance periods
  • project-specific limits
  • catastrophe exposures

Not every policy contains the same extensions, limits or conditions.

Annual Contract Works or Project-Specific Cover?

For builders completing multiple projects during the year, an annual arrangement may be considered.

For unusual, particularly large or one-off projects, a project-specific approach may sometimes be more appropriate.

The right structure depends on factors such as:

  • normal project values
  • maximum project value
  • number of simultaneous projects
  • project duration
  • construction type
  • contract requirements
  • the parties who need to be insured

The important part is making sure the policy structure reflects the work being accepted.

Discuss Contract Works Insurance →

A Project Running Late Can Become an Insurance Issue

Builders are used to delays.

Weather, council approvals, material shortages, subcontractor availability and variations can all extend the construction period.

But the insurance should not simply be assumed to continue indefinitely.

Some Contract Works policies contain maximum construction-period and cessation-of-works conditions. Check the wording and contact your broker or insurer if a project may exceed its permitted period or be inactive for an extended time.

Before a delayed project becomes an insurance problem:

  • check the maximum construction period
  • check any cessation-of-works condition
  • tell your broker when a project materially exceeds its expected timeframe
  • don’t assume an extension happens automatically
  • keep your project information up to date

This is exactly the type of detail that should be reviewed during the policy year, not simply at renewal.

Design & Construct Insurance for Builders

If you’ve accepted responsibility for design, your risk may extend beyond physical construction.

A builder may begin with what appears to be a normal construction contract but also accept responsibility for:

  • design
  • specifications
  • engineering coordination
  • consultant selection
  • changes to plans
  • buildability advice
  • project management
  • certification or professional services

That creates a different exposure from simply constructing from a fully completed design supplied by the principal.

Professional Indemnity Insurance may therefore need to be considered where the business has professional or design responsibilities.

Professional Indemnity Insurance →

Questions we may ask include:

  • Do you perform any design internally?
  • Do you alter or recommend changes to designs?
  • Do you engage architects or engineers?
  • Does the contract transfer responsibility for consultant design to you?
  • Do you provide project-management services?
  • What is the largest project involving design responsibility?
  • Are there contractual PI requirements?

The job title “builder” doesn’t answer those questions.

The contract does.

Responsibilities that can be overlooked

Subcontractors and existing structures need a closer look.

Subcontractors Don't Remove the Builder's Insurance Exposure

“The subcontractor did it” doesn’t necessarily end the problem.

Builders commonly rely on subcontractors across electrical, plumbing, roofing, carpentry, concreting, excavation and other packages.

That means we need to understand:

  • how much work is subcontracted
  • which trades are subcontracted
  • whether subcontractors maintain their own insurance
  • what limits are required
  • what contractual responsibilities remain with the builder
  • whether subcontractors are engaged under written agreements
  • any labour-hire arrangements
  • whether the builder provides plant, equipment or supervision

Certificates of currency are useful evidence of insurance, but they are not a substitute for understanding your own contractual responsibilities.

Contractors Insurance →

Existing Structures Need Special Attention

An extension or renovation isn’t the same risk as building on an empty site.

If you’re renovating, extending or fitting out an existing property, clarify who is responsible for insuring the existing structure.

Do not assume the owner’s existing property insurance automatically deals with every loss associated with construction activity.

Depending on the contract and policy, the treatment of existing structures can be an important part of a Contract Works review.

This becomes particularly relevant for:

  • major renovations
  • commercial fit-outs
  • extensions
  • structural alterations
  • work within occupied buildings
  • projects where the existing property value significantly exceeds the construction contract

The equipment and vehicles your projects depend on.

Tools, Plant & Equipment: What Happens When the Job Can't Continue?

A builder’s risk isn’t confined to the structure being constructed.

Your business may also depend on:

  • excavators
  • skid steers
  • loaders
  • generators
  • compressors
  • scaffolding
  • trailers
  • power tools
  • laser levels
  • portable equipment
  • hired-in machinery

If a critical piece of equipment is stolen or damaged, the biggest cost may not simply be replacing the item.

It can also affect your ability to continue the project.

Priority can review owned and hired equipment alongside the broader construction insurance program.

Plant & Equipment Insurance →

Commercial Vehicles & Builder Fleets

Builders may operate anything from one work ute to a fleet containing:

  • utes
  • vans
  • trucks
  • trailers
  • supervisor vehicles
  • plant registered for road use

Rather than managing each vehicle without considering the wider business, we can review your commercial motor arrangements alongside the rest of the insurance program.

Commercial Vehicle & Truck Insurance →

A closer review

The Builder Insurance Gaps We Look For

This is where a detailed insurance review matters.

Here are some of the questions we look at when reviewing a building company’s insurance.

A policy arranged when your largest contract was $750,000 may need another look if you’re now accepting $3 million projects.

Your contract structure may have changed even if the work looks similar on site.

Check the construction-period conditions rather than assuming the original cover continues indefinitely.

A growing builder may gradually take on activities that were not part of the original insurer submission.

Increased subcontractor spend or a different workforce structure can change how the insurer views the business.

Renovations and extensions should be considered differently from straightforward new builds.

Growth is good — but it should be reflected in the insurance information supplied.

Don’t wait until a claim to discover an important asset wasn’t added.

A new principal, developer or government contract may impose insurance requirements that didn’t exist previously.

The limit required by a principal may differ from what the business previously carried.

Review My Current Builders Insurance

Five Builder Claim Scenarios Worth Thinking About

These are examples only. Whether a policy responds depends on the circumstances, wording, limits, exclusions and excesses.

A severe storm damages a partially completed building and materials stored on site.

A properly structured Contract Works policy may be relevant to the physical damage to insured works, depending on its terms.

Excavation work causes movement and cracking to an adjoining structure.

This can create a significant third-party property-damage issue, with policy response depending on the circumstances and applicable liability wording.

A property owner or other visitor is injured while accessing the construction site.

Public Liability may be relevant to the resulting third-party claim, subject to the policy terms.

Public Liability Insurance →

The builder has accepted contractual design responsibility. An alleged design error later leads to rectification costs and a financial-loss claim.

This is the type of situation where Professional Indemnity exposure should be considered rather than assuming Public Liability is the only relevant policy.

Professional Indemnity Insurance →

A key item of plant is stolen from a project, disrupting the construction schedule.

Plant & Equipment Insurance may be relevant to the insured asset, depending on the policy, while the broader commercial consequences should also be considered.

Plant & Equipment Insurance →

From tender to completion

A Builder's Insurance Program Across the Project Lifecycle

01

Tender & Contract Review

Before signing:

  • required insurance limits
  • indemnities
  • design responsibility
  • project value
  • principal requirements

Broker question: What have you contractually agreed to insure?

02

Before Site Commencement

Review:

  • Public Liability
  • Contract Works
  • plant/equipment
  • subcontractor requirements
  • certificates of currency

Broker question: Does the insurance structure match this particular project?

03

During Construction

Monitor:

  • project variations
  • construction period
  • new activities
  • hired equipment
  • increased project value
  • interruptions or extended site inactivity

Broker question: Has the project changed from what was originally disclosed?

04

Practical Completion

Review:

  • responsibility for the works
  • defects/maintenance period
  • handover
  • ongoing contractual obligations

At practical completion, check the contract and policy for any change in responsibility for the works and the start of the defects or maintenance period.

05

After Completion

Consider:

  • completed work exposures
  • claims notifications
  • professional/design exposures
  • record keeping
  • future renewal disclosures

Broker question: What obligations continue after you’ve left the site?

Builders Insurance vs Builders Warranty Insurance

They are not the same thing.

This causes a lot of confusion.

Builders Insurance

This page is primarily about insurance protecting the building business and its commercial risks, such as:

  • Public Liability
  • Contract Works
  • Professional Indemnity
  • Plant & Equipment
  • tools
  • commercial vehicles
  • management exposures

Builders Warranty / Home Building Compensation

Builders warranty and home-building compensation schemes are different. They operate under state and territory frameworks and are generally designed to protect eligible homeowners in specified circumstances.

Requirements, thresholds and terminology vary between jurisdictions.

Having builders warranty or home-building compensation in place does not mean the building business automatically has all of the commercial insurance it may require.

If you’re unsure which requirements apply to a particular project or licence, speak with the relevant regulator and your insurance broker before work begins.

Pricing the actual risk

What Does Builders Insurance Cost?

There isn’t one standard price for builders insurance — because there isn’t one standard building business.

An insurer may consider factors including:

Annual Turnover

Higher turnover can indicate a greater overall volume of work.

Maximum Contract Value

Your largest project can be as important as total annual revenue.

Type of Construction

Residential, commercial, industrial, renovation and specialist construction can present different risks.

Number of Projects

The number of active sites can affect the overall exposure.

Subcontractor Spend

The scale and type of subcontracted work may be relevant.

Design Responsibility

Builders accepting design obligations may have additional professional exposures.

Claims History

Previous claims can affect insurer appetite, pricing, excesses or terms.

Public Liability Limit

Different contracts may require different liability limits.

Plant, Tools & Vehicles

The values being insured influence the overall program cost.

Location

Where the work takes place can affect catastrophe, theft and other exposures.

Project Duration

Longer projects may require different consideration than standard jobs.

Activities Performed

Excavation, demolition, structural work or other specialist activities may affect insurer appetite.

Want an Accurate Builders Insurance Quote?

The fastest way to get a meaningful insurance review is to give us accurate information about the business rather than simply asking:

“How much is builder insurance?”

Information that helps us includes:

  • business name and ABN
  • builder licence details
  • annual turnover
  • residential/commercial work split
  • average contract value
  • maximum contract value
  • number of projects at one time
  • subcontractor spend
  • employee numbers
  • design responsibility
  • excavation/demolition activities
  • current insurance
  • claims history
  • plant and equipment
  • commercial vehicles
  • any contract requiring specific insurance limits

Request a Builders Insurance Quote →

When Should a Builder Review Their Insurance?

Don’t wait for renewal if the business has already changed.

Talk to your broker when you:

  • win a materially larger project
  • start doing commercial work after mainly residential projects
  • move into design-and-construct contracts
  • accept responsibility for consultants or design
  • increase turnover significantly
  • purchase major plant or vehicles
  • increase subcontractor usage
  • begin excavation, demolition or another new activity
  • work interstate
  • start a project expected to run longer than normal
  • experience a significant claim
  • receive a contract with new insurance requirements

A good insurance program should be able to evolve with the business.

Advice, placement and ongoing support

Why Builders Use Priority Insurance Brokers

We look beyond the policy name.

A schedule saying “Public Liability” or “Contract Works” doesn’t tell you whether the insurance properly reflects your business.

We focus on the details behind it.

We Understand Construction Risks

Priority works extensively with trades, construction, civil, plant and other higher-risk businesses.

That means conversations around subcontractors, project values, plant, contracts and specialist work aren’t unusual for us.

We Review the Business, Not Just Last Year's Policy

If your business has grown, changed its project mix or accepted new contractual responsibilities, simply renewing last year’s structure may not be enough.

We Compare Wording, Not Just Premium

Price matters.

So do exclusions, excesses, project limits, policy conditions and the activities the insurer has agreed to cover.

We Can Approach Specialist Markets

Not every builder fits a standard insurer appetite, particularly where the work involves complex activities, larger projects or unusual exposures.

Priority has access to a broad range of insurers and specialist markets through its broking network.

We Stay Involved When the Policy Starts

Your broker remains available for:

  • changes during the year
  • new contracts
  • additional assets
  • renewals
  • claims support

We don’t want to hear from you only once every 12 months.

We Help at Claim Time

If something goes wrong, Priority assists with the claims process and communicates with the insurer on your behalf.

No broker can guarantee that a claim will be accepted, but you won’t be left to interpret the process by yourself.

Builders Insurance Brokers With Real Commercial Experience

Daniel Ufer

Managing Director | QPIB | Authorised Representative No. 1295221

Daniel specialises in commercial insurance for trades, construction, mining and other more complex business risks. He holds a Diploma of Insurance Broking and is a Qualified Practising Insurance Broker.

Priority operates within Community Broker Network and the broader Steadfast network.

Talk to Daniel’s Team
Meet the Priority Team

Your next steps

How Priority Arranges Builders Insurance

1. Tell Us How Your Building Business Operates

We’ll ask about your projects, turnover, contract sizes, subcontractors, design responsibility, plant, vehicles and current insurance.

2. We Review the Risk

We look at how the different pieces fit together and identify areas that may need additional attention.

3. We Approach Suitable Insurers

Depending on the risk and insurer appetite, we approach appropriate markets and review the available options.

4. We Explain the Differences

We’ll walk you through relevant:

  • cover
  • limits
  • excesses
  • conditions
  • exclusions
  • insurer requirements

rather than simply handing you a premium.

5. Your Broker Stays Involved

Once cover is arranged, contact us when the business changes, a new contract arrives or you need assistance with a claim.

Builders Insurance FAQs

There is no single policy required by every building business.

Depending on your operations and jurisdiction, you may need or consider Public Liability, Contract Works, Professional Indemnity, Plant & Equipment, tools, Commercial Motor and other business insurance. Statutory and contractual requirements also vary.

The correct combination depends on what you build and the responsibilities you accept.

“Builders insurance” is commonly used as an umbrella term for insurance relevant to building and construction businesses.

It may include several separate policies rather than one single product.

Public Liability is commonly relevant to builders because construction work can create risks of third-party injury and property damage.

Whether it is legally or contractually required and the appropriate limit depends on the jurisdiction, project and contract.

Public Liability Insurance →

There is no universal limit suitable for every builder.

The amount can depend on contractual requirements, project type, client requirements and the potential exposure.

Your contracts should be checked before selecting a limit.

Contract Works Insurance is designed around physical loss or damage to construction works during the insured project period, subject to the policy wording.

It may be arranged annually or for a specific project depending on the circumstances.

The terminology varies, but “Builders Risk”, “Construction Works” and “Contract Works” can be used to describe insurance addressing physical risks to works during construction.

The actual wording and scope of the policy matters more than the name.

Some policies can include existing structures where this has been properly arranged, but it should never simply be assumed.

Tell your broker when you’re working on renovations, extensions or existing premises.

It may be relevant where a builder assumes responsibility for design, professional advice, project management or other professional services.

Some licences or contracts may also impose PI requirements.

Professional Indemnity Insurance →

Not necessarily.

A subcontractor having insurance does not automatically remove the builder’s own contractual or liability exposure.

Your own insurance and subcontract agreements should be reviewed separately.

Notify your broker.

Contract Works policies can contain maximum construction-period and cessation-of-work conditions, so a significant delay or extended period without site activity should be reviewed rather than ignored.

This requires careful distinction.

Insurance should not be assumed to act as a warranty for the cost of simply correcting defective work.

However, some claims arising from faulty work can involve resulting third-party damage or other insured events.

Policy response depends heavily on the facts and wording, so this should be discussed with your broker rather than relying on a blanket answer.

Tools and portable equipment can be insured under suitable cover.

The scope can depend on matters such as sums insured, theft conditions, storage and where the tools are used.

Plant and equipment can generally be considered under separate Plant & Equipment Insurance rather than relying on a standard liability policy.

Plant & Equipment Insurance →

Builders insurance generally refers to commercial insurance protecting the building business and its risks.

Builders warranty or home-building compensation is a separate state-based consumer-protection arrangement.

They should not be treated as interchangeable.

There is no standard builders insurance price.

The premium can depend on turnover, project values, type of construction, subcontractor spend, insurance limits, claims history, design responsibility, plant/assets and the activities performed.

The best way to establish cost is to provide an accurate picture of your building business and obtain terms based on that information.

Priority can assist residential, commercial and specialist building businesses, subject to the individual risk and insurer appetite.

Larger or more complex projects may require a more detailed submission to suitable insurers.

Potentially.

Priority works with a range of more complex commercial and higher-risk businesses.

Whether cover is available depends on the individual circumstances and insurer appetite, but we can review the risk and discuss the options available.

Building Companies Across Australia

Builders Insurance Broker Supporting Australian Construction Businesses

Priority Insurance Brokers is based in Brisbane and assists building and construction businesses throughout Australia.

Whether you’re completing residential projects locally, operating across several states or managing larger commercial projects, we can review your insurance based on the work your company actually performs.

Insurance requirements and availability vary by business, project and jurisdiction, so the starting point is always understanding the individual risk.

Talk to a Builders Insurance Broker

Tell Us About the Projects You’re Taking On

Whether you’re reviewing an existing insurance program, starting a larger contract or simply want to know whether your current cover still matches the business, speak with Priority.

We can review:

  • your building activities
  • turnover
  • project values
  • contract requirements
  • Public Liability
  • Contract Works
  • design exposure
  • subcontractors
  • plant and tools
  • commercial vehicles
  • current policies and claims history
Speak With a Broker

quotes@priorityib.com.au

Request a quote or review

Tell us how we can help and a broker can discuss the next steps with you.

Submitting an enquiry does not put insurance cover in place.

General information only. Insurance availability, terms, limits, exclusions and premiums depend on the individual risk and insurer appetite. Read the relevant policy documentation before making a decision.

Ready to speak with a Broker? Book a free comparison now.

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